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The Advert Platform - 'My Advertising Pays' Scam Have Changed Names!

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UPDATED 18th Dec 2016

As of today, My Advertising Pays is to be known as The Advert Platform. 
The whole website has changed.

MAP to TAP!

But if they think a name change will get them out of trouble, they've another think coming!

The Securities and Exchange Commission aren't daft. And surprisingly enough, we'll certainly let them know.

The reason for the name change is obvious. MAP/TAP want to enter the Asian market and don't want any of them googling 'My Advertising Pays' - way too many scam warnings!

But don't you worry Mike, the name may have changed, but the scam certainly hasn't.

We're still right behind you!







Oops..somebody jumped the gun! Simon says TAP is launching on Jan 3rd 2017!
So the new webpage went up, but now its down!...Tony is probably trying to find some bigger pipes!
http://tap.membersdash.com/







Amin Forati - The Latest Newspaper Story

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This is the latest Newspaper Article from the Swiss Newspaper Le Matin Dimanche about Amin Forati -Traffic Monsoons ex-CFO. 




The "investor" of S3 has disappeared from circulation

Bankruptcy Stolen abroad, Amin F. provided the guarantee in March to save the company. How was this paper validated?
On the door of his apartment Dubai, located in a luxurious residential complex overlooking a marina, an official document claims to Amin F. a year rent - from October 2015 to October 2016 - failing which he will be expelled. The Iranian who provided this spring a bank guarantee of $ 30 million to the S3 company (Swiss Space Systems), whose bankruptcy was pronounced on December 14, is sought abroad by several persons and entities claiming accounts. But he no longer shows himself.

In addition to a Milan businessman who sues him for fraud (Le Matin Dimanche du 9 octobre), at least one other person, based in Dubai, accuses him of having cheated him of a large sum. According to the lawyers of Luanda and Dubai of the former, criminal proceedings are under way in the Emirates. In both cases, the scenario is the same: from a friendly point of view, Amin F., pretending to be a Maltese ambassador, puts forth well-supplied bank accounts to convince people to entrust him with large sums. His credo, according to these two sources: never invest his own money, but use that of others to generate more.

No paper

Pascal Jaussi (founder and CEO of Swiss Space Systems, ed) started talking about Amin F. in the spring of 2015, when we were no longer paid, testifies a former collaborator of S3. He made us listen to recorded phone conversations, where this investor assured us that everything was going to get back to normal. Pascal Jaussi explained that we had to wait, because the money of this gentleman was under embargo because of his Iranian origins. He did everything to confuse us. "

In front of the district court of La Broye and the Waldensian north, on December 6, the two representatives of company S3, without documents to support their statements, obviously failed to convince the judge that the 30 million promised by Amin F. could clean up the holding company, indebted to the tune of more than 6 million francs. According to Pascal Jaussi, who announced that he wanted to appeal the bankruptcy decision, the papers in question could not be shown in court for reasons of confidentiality. The professional pilot was found injured and burned near his car on 26 August 2016 in the woods of Aumont (FR). This event had turned the spotlight on his company, which had the vocation of specializing in the launch of microsatellites and space tourism. The investigation is still ongoing.

Since this spring, the company has increased its liabilities by relying on the bank guarantee provided by Amin F. and established with the obscure Axios Credit Bank of Singapore. A wobbly configuration that should have put the chip at the ears of those responsible for validating this document. The Emirates company D & B of Amin F., whose name appears on the guarantee, would not have the necessary authorization to carry out such operations.

The person responsible for the Vaud trade register, Yann Decnaeck, reminds the members of the board of directors of the responsibility to provide documents containing exact indications. An audit by the Fiduservice Trustee on 30 March also confirmed the accuracy of the S3 capital increase report. Contacted, the fiduciary relies on professional secrecy.

Iranian Amin F. has provided a $ 30 million bank guarantee to S3. DR

Pascal Jaussi made us listen to recorded phone conversations, where Amin F. assured us that everything would be in order "

Former employee of S3'


Lots has been written about Amin and his relationship with S3, D&B and Traffic Monsoon.
This is the story so far and what we believe has happened.

In the Spring of 2015, Pascal Jaussi (founder of S3) started mentioning Amin publicly.
In 2015/2016 at least two men were persuaded to hand over hundreds of thousands of dollars to Amin for investment.
 Amin told these gentlemen that he was Ambassodor to Malta - which he wasn't - and that he had accounts with millions of dollars in them which they could see - which one of them did. 
(Both of these gentleman have ongoing criminal cases in the Emirates against Amin for Fraud).

Amin Forati was employed by Charles Scoville in January 2016 to be Traffic Monsoons Chief Financial Officer.
It's a presumption then, that as CFO, Amin would have had access to the Bank Accounts of Traffic Monsoon. 

In March 2016, Amin took out a $30 million Bank Loan with Axios Credit Bank of Singapore and he acted as Guarantor.
All of this money supposedly went to Swiss Space Systems who in return, signed over a substantial amount of shares in S3 to Amin.
Amin could not have taken out a loan for such a massive amount of money and act as Guarantor, without already having substantial sums of money in his account.
At least $17 million was in Amins personal PayPal account. So where did all this money come from? Did Amin use Traffic Monsoon money just to  prove he had funds available for such a large Bank Loan? 
Charles has always maintained that PayPal had frozen all of Traffic Monsoons money but how can that be? Charles had at least $4 million available - Amin said himself that it had been transferred into  a Payza account. 
And again, it is inconceivable that Charles would put all of his money inside PayPal when he was so vocal about his Chase Bank Account.

In December 2016, S3 was made bankrupt owing $6 million. So what happened to the $30 million that Amin pumped into S3? The Judge asked Pascal  for the Financial records attaining to this, but he has refused, citing confidentiality.

So what happened to all the money? And how much did Charles have to pay Amin to release him from Traffic Monsoon?
Unfortunately, the only person (other than Charles) who can answer these questions has disappeared. 
Lets hope he can be found soon.
 

My Advertising Pays - The Bolton Anniversary Event Speech

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My Advertising Pays was registered in February 2005.

VX Gateway was registered in August 2007

My Advertising Pays Version1 was launched on September 13th 2013.
They withdrew from America and closed Version1 early 2016. 
My Advertising Pays launched Version 2 on April 5th 2016. 
Profit share/withdrawals were suspended in August/September 2016. 
My Advertising Pays launched a lawsuit against VX Gateway on Dec 6th 2016 claiming they stole $60 million.
 My Advertising Pays will soon close down.
 It will be replaced with 'The Advert Platform' on January 4th 2017. 
Mike says that VX Gateway will repay all of affiliates money. 
VX Gateway have put themselves into Voluntary Liquidation and have (apparently) large debts. 
So how VX Gateway will refund the $60 million of 'stolen money' remains to be seen.

My Advertising Pays V VX Gateway

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On December 1st 2016, My Advertising Pays started Court proceedings against VX Gateway alleging the theft of $60 million.


 (January 15th 2016 - The above Leaders video stating the relationship between My Advertising Pays and VX Gateway) 

Timeline According to The Court Documents:

 February 2016 - MAP withdrew from the US market.

 February (15th) 2016 - MAPS say members had difficulty withdrawing from VX Gateway. 

April 5th 2016 - MAP V2 was launched.

April 13th 2016 - Tony Booth told Celia Dunlop that they had no funds to pay MAP monthly expenses.

 May 6th 2016 - VX withdrew $4 million from MAPS VX Loop account.

 May 13th - 2016 VX repaid $600,000 back to MAP. June 8th - My Advertising Pays looks for another payment processor. 

August 4th - Mike tells Celia that she is improperly holding USD funds and had not remitted funds totalling e16,500,000 since April 2016. 

August 31st - Tony Booth emailed Celia again to ask where the USD funds were. On 

September 7th 2016, MAP counsel asked VX Gateway why the funds had been withheld. 

September 20th - MAP find a discrepancy in sales between GPN data and VX Gateway totalling almost E57,000,000.

December 1st 2016 - A lawsuit is filed.

The Advert Platform/My Advertising Pays/VX Gateway

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VX Gateway have issued an update on the legal case between itself and My Advertising Pays.
They say that it's GPN Data that are holding all the money owed by them to MAP.
And that when GPN return that money, MAPS members can be paid.


Unanswered Questions:
Why aren't VX Gateway taking GPN data to court?
And if GPN Data have been accused of 'stealing' all of MAPS money, then why is Mike using them to process payments for TAP?
And remember the Leaders meeting in January 2016, where Mike said on camera that most of the money has been moved out of VX Gateway?

 Where did he move it to?
And if VX Gateway have gone into voluntary Liquidation, and only MAPS is taking them to court, what about all of VX Gateways OTHER clients?


The facts appear to be, that VX has NO other clients.
Which means that VX is there solely to service My Advertising Pays.

 Which by definition is a 'partnership'.


If you're owed money by My Advertising Pays/VX Gateway, you need to report them to the US Securities and Exchange Commmission and ACTION FRAUDUK immediately:


ACTION FRAUD UK:
http://www.actionfraud.police.uk/report_fraud
0300 123 2040
The US Securities and Exchange Commission:
SEC, 100 F Street NE, Washington, D.C. 20549-5990.
https://www.sec.gov/complaint.shtml


.
"TRUSTEE UPDATE 2 JAN 2017


DISPUTE WITH (“MAP”)


VX Gateway Inc. in dissolution (hereinafter referred to as “VX Gateway” or “company”) is required by applicable law to gather and collect funds due to it and to defend and protect the company’s assets for the benefit of creditors. The dissolution proceedings were filed by the company on 23 September 2016, as a direct result of unusual transactional behavior by (“MAP”) which caused all of the processors to withhold payments to VX. The filing of the dissolution was voluntary and pre-dates all other known claims or actions. A lawsuit, which the trustees believe to be a false claim and totally without merit has been filed by MAP against the company in the US District Court in Houston, Texas. MAP was seeking a temporary restraining order against the company, which was denied by the US District Court, and a hearing is set in March for the purpose of determining whether the Court has jurisdiction over the matter.


VX Gateway’s legal position is that under its contract with MAP, jurisdiction and venue is Panama and both parties agreed to resolve any dispute in Panama using International Arbitration. Litigating a lawsuit in the United States would, in the opinion of the trustees and the attorneys here in Panama, likely unnecessarily dissipate a substantial amount of money otherwise due claimants in the dissolution. Those claimants include VX Gateway customers, vendors, landlords, utilities, as well as MAP if in fact it is owed any money at all, and others.


There are numerous blogs online that have been reporting misinformation about the litigation and the claim. While many of the postings are MAP members understandably concerned about monies they have not received, it seems likely that much of the misinformation may actually be professional and amateur publicists speaking for the benefit of MAP and its baseless lawsuit.


The purpose of this posting is to address some of the statements and do so in an objective manner if possible.


First, MAP and VX Gateway are two separate and unrelated companies. There is no common ownership. The lawsuit in Houston is specious; it has no basis in fact. The amount claimed as “missing” is made up and not supported by the books and records.


Second, a forensic audit will disclose what if any monies are owed, and by whom. VX Gateway welcomes such audit. All credit card transactions are preserved in the records of Visa and MasterCard; nothing can be hidden in an audit.


Third, many of the blogs describe MAP as a “Ponzi scheme”. VX Gateway investigated the business carefully before accepting its processing and MAP did not, as then doing business, appear to be a Ponzi. Moreover, VX Gateway required, received, and relied upon a formal Legal Opinion Letter from MAP’s attorney, Jonathan Herpy, of the law firm of Hart & David, LLP attesting to the legality of the MAP’s business.


The business concept of MAP appears to be an “advertising arbitrage”, a way of exposing an advertiser’s media to more viewers. Many see it as an extremely creative concept that apparently worked well for a while at least with regard to attracting a large following.


Following the publicity attendant to the lawsuit we have heard from several observers that whether or not the business scheme truly benefits the advertisers seems questionable because the additional exposure sought by advertisers are in reality “hollow clicks”, that is people looking at the ads because they are paid to do so, not because they have actual interest in the product or service. One would think that over time fewer and fewer advertisers would utilize such a service. We have quite recently been told that there is also the issue of whether the MAP members have a viable long term device for creating income after expenses or if the payout scheme of MAP is weighted in such a manner that the business must eventually fail. Those concerns, however, are matters between MAP and its members.


As a payment gateway VX Gateway provided a service of presenting credit card charges to one or more processors (different processors are often needed to handle transactions in different currencies or countries), after which each payment must be settled and when approved money credited/paid by the processor to the payment gateway. Those funds do not belong to the payment gateway except for its processing fees. After receipt of such funds from the processor the net amounts due are remitted or credited to the merchant, here MAP. The sheer volume of transactions requires software that virtually automates the entire payment process from start to finish. Every payee’s account is paid/credited automatically.


Critical to understanding the process, by contract and industry practice, the payment gateway, VX Gateway, has no debt and owes nothing to the merchant until it receives the payment from the processor, here GPN Data (hereinafter referred to as “GPN”). GPN has withheld payments due VX Gateway. As part of the dissolution process VX Gateway is, as stated above, pursuing an audit. When and if GPN eventually pays its lawful obligations such funds should be received in the dissolution. At such time, and only at such time, money payable to any party will be credited to the account of and become payable to any party due money from the respective transactions. In other words, at such time money owed to MAP, if any, will be paid.


We find it interesting that GPN, the party that owes the money but has thus far refused to pay, is now doing business directly with MAP which is claiming the money. If they can work together to take money from MAP’s members, cannot GPN pay VX Gateway the money VX Gateway is owed in order that we may pass through that part that will then be owed to MAP? From whatever amount it is then owed and paid MAP could then pay its members some or all of what it has withheld from them.


Make no mistake, any money that may become payable by VX Gateway to MAP, if any, is a part of the money GPN has withheld from paying to VX Gateway. We reiterate, by contract and industry practice no debt is incurred by VX Gateway until it is paid by the processor, here GPN Data.
It should be noted that Mike Deese signed a personal guarantee to make good any monies owed to VX Gateway when he applied for VX Gateway services.
VX Gateway’s position is that the actual amount in controversy in any legal proceeding in Panama can easily be determined by third party audit. Once done VX Gateway intends to be bound by the audit.
There would appear to be no good faith reason for MAP to oppose such a determination. At the instruction of Jonathan Herpy of Hart & David law firm, a total of USD 8 million, consisting of two (2) payments of USD 4 million each was paid to the law firm’s escrow account. Bearing in mind that VX Gateway itself will owe nothing until it is paid by GPN, one might ask first, as to money previously paid to MAP, where has the money gone?


Only Mike Deese and MAP’s attorney Jonathan Herpy and the Hart & David law firm can provide that answer. Second, as to such monies and monies as yet not received by VX Gateway from GPN, is there some collusion between MAP and GPN? We express no opinion on that issue.


Counsel in Panama has speculated that the lawsuit improperly filed in the US is likely a sham intended instead to draw attention away from MAP and its principals. If that is correct, one must wonder what are they trying to hide? Again, we express no opinion.


Legal counsel has advised that VX Gateway and others may pursue legal action against MAP and GPN and their respective spokesmen individually for slanderous and disparaging statements made by them claiming that monies have been stolen by VX Gateway or related parties. In fact, such actions may follow but the focus of VX Gateway is presently upon collecting monies as yet unpaid by GPN in order that it may be paid to the rightful recipients.


Many people apparently have claims against MAP; not all of those people have claims against VX Gateway. Those that may have a legitimate claim in the VX Gateway dissolution are encouraged to file a proper claim in the dissolution at the earliest possible time in strict accordance with procedure set forth on this website. Please note: Claims that are not submitted with the required Enhanced Know Your Customer documentation will be rejected and must be resubmitted.
VX Gateway in dissolution prepared this statement based on the information available to it, including information derived from public sources that have not been independently verified. No representation or warranty, express or implied, is provided in relation to the fairness, accuracy, correctness, completeness or reliability of the information, opinions or conclusions expressed herein. The financial information included in this presentation is preliminary, unaudited and subject to revision upon completion of the Company's closing and audit processes, as well as independent third party audits. This presentation is not a legal opinion, but general discussion, not intended to deal with or disclose particulars of any specific issue, legal, business, or otherwise. All applicable statutes and regulations control."

The Advert Platform - Same SCAM Company as My Advertising Pays

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The Advert Platform:
The Ad Packs are cheaper, but the same model applies. Every pack makes a loss.
And to get your 'revenue share' you have to spam as many social networks as you can.
So be prepared to have your Facebook accounts terminated.
These are a few of Facebook's rules:

'You will not post unauthorized commercial communications (such as spam) on Facebook.

You will not engage in unlawful multi-level marketing, such as a pyramid scheme, on Facebook.

You will not use your personal timeline primarily for your own commercial gain, and will use a Facebook Page for such purposes.'

Is losing your Facebook etc account worth it? 

And this is the definition of Revenue Share from Wikipedia:

'Revenue sharing is the distribution of profits and losses between stakeholders, who could be general partners (and limited partners in a limited partnership), a company's employees, or between companies in a business alliance.

In business
Revenue sharing in Internet marketing is also known as cost per sale, in which the cost of advertising is determined by the revenue generated as a result of the advertisement itself. This method accounts for about 80% of affiliate marketing programs,[1] primarily dominated by online retailers such as Amazon and eBay.[2]

Web-based companies including HubPages, Squidoo, Helium and Infobarrel also practice a form of revenue sharing, in which a company invites writers to create content for a website in exchange for a share of its advertising revenue, giving the authors the possibility of ongoing income from a single piece of work, and guaranteeing to the commissioning company that it will never pay more for content than it generates in advertising revenue. Pay rates vary dramatically from site to site, depending on the success of the site and the popularity of individual articles.'

Note : 'it will never pay more for content than it generates in advertising revenue.' 

You are not a 'partner' or an 'employee', you are being charged for a 'service' that ultimately  you get a refund from and a little bonus on top. So once again, this 'business model' is not sustainable and will close - just like the previous two versions have done. 


The Advert Platform/My Advertising Pays and the Payment Processors.

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According to the recent court documents and video evidence from Mike himself:

Affiliates gave money to My Advertising Pays (MAP).
MAP gave money to VX GATEWAY (and moved millions out of the country).
VX Gateway moved money to GPN Data and opened numerous other bank accounts all around the world.
VX Gateway took $8 million from MAP and only return half a million of it.
VX Gateway give ($60 million) to GPN Data - who they claim refuse to repay any of it.
My Advertising Pays closes.
The Advert Platform opens - and uses GPN Data as it's sole payment processor.


Still don't think they're all connected?


Click Intensity - The Relaunch!

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This is Nick Johnson, the owner of Click Intensity.

If you've ever watched one of his videos, you'll probably feel the hairs on the back of your neck stand out. He gives a whole new meaning to the word 'sleaze'.
He has all but stopped payouts at Click Intensity, blaming Advcash for freezing funds, which has already been exposed as a lie.  Advcash themselves say this isn't true. 

Click Intensity is about to be 're-launched', which is ponzi speak for 'so long suckers!' 


The new company, without a name, has the worlds first Digital Currency!   

'CRYPTOCURRENCY  BUILT ON LATEST BLOCKCHAIN TECHNOLOGY ' 

...or in laymans terms - SCAM



If you have funds in CI, please try for a Chargeback, don't let Nick get away with your money.



'Just finalized the landing page design and logo for upcoming launch In the next 48 hours backoffice design and technical implementation will also be done and then we will move on to data migration from CI system to new launch system !
Excited for the next phase of growth and a great 2017 !
With a trillion $$$ advertising industry market and with our strong base of 140k members , we will be world's first to launch a ethereum block chain based smart contract coin for the online advertising niche
Think about the potential
As per our research wing , we can easily take the coin to exchange at a price of about a $1 in the next 90 days alone and to upto $10 in the next 12 months
Lot of wealth about to be created
Tighten your seat belts and get ready for this million $$$ launch and billion $$ company ahead
Focus , Focus , Focus and get your teams ready !
Thanks
Nick Johnson
P.S 10 % of the profits from new launch will go in clearing old withdrawls also till the time our legal team manages to get funds back from payment processors .....
So the bigger we make the launch as one collective unit , faster will be old withdrawls also and together we as one happy family will ride the trend and stay for ever
CI for life !'

Swiss Space Systems - Latest Development

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Interesting development in the Swiss Space Systems (S3) story.

The owner has been accused of arranging his own assault:

http://orbiterchspacenews.blogspot.co.uk/…/s3-jaussi-accuse…


As background: S3 is the company that Amin Foratti gave a Bank Loan guarantee of miilions of dollars to, when he was CFO of Traffic Monsoon. Amin has since disappeared and has various Fraud charges now being investigated against him.

VX GATEWAY - TRUSTEE UPDATES

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VX GATEWAY TRUSTEE UPDATES:



TRUSTEE UPDATE 1 FEB 2017


DISPUTE WITH myadvertisingpays.com (“MAP”)

VX Gateway Inc. in dissolution (hereinafter referred to as “VX Gateway” or “company”) has contended since the lawsuit was first filed by myadvertisingpays.com (“MAP”) that it is a specious claim, that is to say, it is a made-up fantasy. VX Gateway does not know the reason underlying the filing or perpetuation of the false claim.

There has been speculation that perhaps MAP has something to hide and is using the lawsuit to “buy time”. Questions were raised as to the need to mask internal financial problems during the launch of The Advert Platform (“TAP”). Questions were also raised about Mike Deese overpaying himself and about the reported transfer of eight million dollars to an offshore bank account facilitated by MAP’s attorney Jonathan Herpy of the Hart David law firm.

There has also been speculation that there is some active collusion between MAP and GPN Data. GPN Data is the party that has withheld payment, MAP is the party claiming payment. How is it that they are working together and the issue remains unresolved?

We express no opinion on those issues.

The amount being withheld by GPN Data is in the order of USD 14 million, as detailed in the Executive Summary by Trustees now on public record in case No. 4:16-CV-0354 in the US District Court for the Southern District of Texas Houston Division.

All other funds due to MAP from monies actually received from GPN Data have been paid to MAP in the normal course of business. The $14 million dollars is not a debt of VX Gateway; as a service provider and by the terms of its contract with MAP, VX Gateway owes nothing to the merchant, here MAP, unless and until it receives payment from the processor, GPN Data. When and if received from GPN Data all amounts payable to MAP from the dissolution will be paid.

There is not and never has been $60 million dollars missing or unpaid. Why MAP is making such a false claim is unknown. Perhaps this is the amount that MAP owes its customers? We express no opinion on this issue.

VX Gateway is a payment gateway service provider, and is paid only for its services. It has nothing else to gain or lose except its fees. Once money is received by VX Gateway from the processors it is paid out via automated software, net of VX Gateway’s fees, to the merchant, here MAP.

Accordingly, since the lawsuit was first filed, VX Gateway has suggested that an audit be done and that the records of Visa and MasterCard be obtained. SEE Trustee Update of 2 January 2017 (below).

In an effort to set the facts straight, VX Gateway offered, in an in person meeting with MAP attorney Matthew Vogler in Panama on 21 January 2017 and in follow-up correspondence, to equally share the cost of having an audit of all transactions done by a neutral third party such as one of the Big 4 accounting firms.

Nothing can be hidden in such an audit. The truth will come out. Every dollar will be traced from MAP through the gateway to the processor where then paid out or withheld and every dollar paid by the processor traced back through the gateway to MAP or related parties. The audit will tell us all exactly how much money is really involved and who received or is holding the money.

Refusal to agree to such an audit might suggest that MAP or a related party does indeed have something to hide. Again, we express no opinion.

To date MAP has failed to reply to this offer. To date MAP continues to work with GPN Data. Draw your own conclusion.

Because MAP has failed to cooperate in getting the audit as described, VX Gateway has received advice from its legal counsel that it may pursue the audit and charge the entire cost to MAP as an offset to any monies that may in the future be received from the processors.

Regardless of MAP’s failure to cooperate, VX Gateway will proceed in getting the audit done as described. Once done VX Gateway intends to be bound by the audit.

Many people apparently have claims against MAP; not all of those people have claims against VX Gateway. Only people who have a balance in their VX Gateway account are eligible creditors of VX Gateway and are encouraged to file a proper claim in the dissolution before 21 February 2017.

People who seek payment of the balance in their account at myadvertisingpays.com should contact Mike Deese, CEO and Director of MAP or MAP’s law firm Hart David directly.



VX Gateway in dissolution prepared this statement based on the information available to it, including information derived from public sources that have not been independently verified. No representation or warranty, express or implied, is provided in relation to the fairness, accuracy, correctness, completeness or reliability of the information, opinions or conclusions expressed herein. The financial information included in this presentation is preliminary, unaudited and subject to revision upon completion of the Company's closing and audit processes, as well as independent third party audits. This presentation is not a legal opinion, but general discussion, not intended to deal with or disclose particulars of any specific issue, legal, business, or otherwise. All applicable statutes and regulations control.



TRUSTEE UPDATE 2 JAN 2017


DISPUTE WITH myadvertisingpays.com (“MAP”)

VX Gateway Inc. in dissolution (hereinafter referred to as “VX Gateway” or “company”) is required by applicable law to gather and collect funds due to it and to defend and protect the company’s assets for the benefit of creditors. The dissolution proceedings were filed by the company on 23 September 2016, as a direct result of unusual transactional behavior by myadvertisingpays.com (“MAP”) which caused all of the processors to withhold payments to VX. The filing of the dissolution was voluntary and pre-dates all other known claims or actions. A lawsuit, which the trustees believe to be a false claim and totally without merit has been filed by MAP against the company in the US District Court in Houston, Texas. MAP was seeking a temporary restraining order against the company, which was denied by the US District Court, and a hearing is set in March for the purpose of determining whether the Court has jurisdiction over the matter.


VX Gateway’s legal position is that under its contract with MAP, jurisdiction and venue is Panama and both parties agreed to resolve any dispute in Panama using International Arbitration. Litigating a lawsuit in the United States would, in the opinion of the trustees and the attorneys here in Panama, likely unnecessarily dissipate a substantial amount of money otherwise due claimants in the dissolution. Those claimants include VX Gateway customers, vendors, landlords, utilities, as well as MAP if in fact it is owed any money at all, and others.


There are numerous blogs online that have been reporting misinformation about the litigation and the claim. While many of the postings are MAP members understandably concerned about monies they have not received, it seems likely that much of the misinformation may actually be professional and amateur publicists speaking for the benefit of MAP and its baseless lawsuit.


The purpose of this posting is to address some of the statements and do so in an objective manner if possible.


First, MAP and VX Gateway are two separate and unrelated companies. There is no common ownership. The lawsuit in Houston is specious; it has no basis in fact. The amount claimed as “missing” is made up and not supported by the books and records.


Second, a forensic audit will disclose what if any monies are owed, and by whom. VX Gateway welcomes such audit. All credit card transactions are preserved in the records of Visa and MasterCard; nothing can be hidden in an audit.


Third, many of the blogs describe MAP as a “Ponzi scheme”. VX Gateway investigated the business carefully before accepting its processing and MAP did not, as then doing business, appear to be a Ponzi. Moreover, VX Gateway required, received, and relied upon a formal Legal Opinion Letter from MAP’s attorney, Jonathan Herpy, of the law firm of Hart & David, LLP attesting to the legality of the MAP’s business.


The business concept of MAP appears to be an “advertising arbitrage”, a way of exposing an advertiser’s media to more viewers. Many see it as an extremely creative concept that apparently worked well for a while at least with regard to attracting a large following.


Following the publicity attendant to the lawsuit we have heard from several observers that whether or not the business scheme truly benefits the advertisers seems questionable because the additional exposure sought by advertisers are in reality “hollow clicks”, that is people looking at the ads because they are paid to do so, not because they have actual interest in the product or service. One would think that over time fewer and fewer advertisers would utilize such a service. We have quite recently been told that there is also the issue of whether the MAP members have a viable long term device for creating income after expenses or if the payout scheme of MAP is weighted in such a manner that the business must eventually fail. Those concerns, however, are matters between MAP and its members.


As a payment gateway VX Gateway provided a service of presenting credit card charges to one or more processors (different processors are often needed to handle transactions in different currencies or countries), after which each payment must be settled and when approved money credited/paid by the processor to the payment gateway. Those funds do not belong to the payment gateway except for its processing fees. After receipt of such funds from the processor the net amounts due are remitted or credited to the merchant, here MAP. The sheer volume of transactions requires software that virtually automates the entire payment process from start to finish. Every payee’s account is paid/credited automatically.


Critical to understanding the process, by contract and industry practice, the payment gateway, VX Gateway, has no debt and owes nothing to the merchant until it receives the payment from the processor, here GPN Data (hereinafter referred to as “GPN”). GPN has withheld payments due VX Gateway. As part of the dissolution process VX Gateway is, as stated above, pursuing an audit. When and if GPN eventually pays its lawful obligations such funds should be received in the dissolution. At such time, and only at such time, money payable to any party will be credited to the account of and become payable to any party due money from the respective transactions. In other words, at such time money owed to MAP, if any, will be paid.


We find it interesting that GPN, the party that owes the money but has thus far refused to pay, is now doing business directly with MAP which is claiming the money. If they can work together to take money from MAP’s members, cannot GPN pay VX Gateway the money VX Gateway is owed in order that we may pass through that part that will then be owed to MAP? From whatever amount it is then owed and paid MAP could then pay its members some or all of what it has withheld from them.


Make no mistake, any money that may become payable by VX Gateway to MAP, if any, is a part of the money GPN has withheld from paying to VX Gateway. We reiterate, by contract and industry practice no debt is incurred by VX Gateway until it is paid by the processor, here GPN Data.

It should be noted that Mike Deese signed a personal guarantee to make good any monies owed to VX Gateway when he applied for VX Gateway services.
VX Gateway’s position is that the actual amount in controversy in any legal proceeding in Panama can easily be determined by third party audit. Once done VX Gateway intends to be bound by the audit.

There would appear to be no good faith reason for MAP to oppose such a determination. At the instruction of Jonathan Herpy of Hart & David law firm, a total of USD 8 million, consisting of two (2) payments of USD 4 million each was paid to the law firm’s escrow account. Bearing in mind that VX Gateway itself will owe nothing until it is paid by GPN, one might ask first, as to money previously paid to MAP, where has the money gone?


Only Mike Deese and MAP’s attorney Jonathan Herpy and the Hart & David law firm can provide that answer. Second, as to such monies and monies as yet not received by VX Gateway from GPN, is there some collusion between MAP and GPN? We express no opinion on that issue.


Counsel in Panama has speculated that the lawsuit improperly filed in the US is likely a sham intended instead to draw attention away from MAP and its principals. If that is correct, one must wonder what are they trying to hide? Again, we express no opinion.


Legal counsel has advised that VX Gateway and others may pursue legal action against MAP and GPN and their respective spokesmen individually for slanderous and disparaging statements made by them claiming that monies have been stolen by VX Gateway or related parties. In fact, such actions may follow but the focus of VX Gateway is presently upon collecting monies as yet unpaid by GPN in order that it may be paid to the rightful recipients.


Many people apparently have claims against MAP; not all of those people have claims against VX Gateway. Those that may have a legitimate claim in the VX Gateway dissolution are encouraged to file a proper claim in the dissolution at the earliest possible time in strict accordance with procedure set forth on this website. Please note: Claims that are not submitted with the required Enhanced Know Your Customer documentation will be rejected and must be resubmitted.


VX Gateway in dissolution prepared this statement based on the information available to it, including information derived from public sources that have not been independently verified. No representation or warranty, express or implied, is provided in relation to the fairness, accuracy, correctness, completeness or reliability of the information, opinions or conclusions expressed herein. The financial information included in this presentation is preliminary, unaudited and subject to revision upon completion of the Company's closing and audit processes, as well as independent third party audits. This presentation is not a legal opinion, but general discussion, not intended to deal with or disclose particulars of any specific issue, legal, business, or otherwise. All applicable statutes and regulations control.

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MYADVERTISINGPAYS.COM


Hello everyone!
I recently had a Question and Answer session with a leader in the Network Marketing industry and I though it might be a useful read for all of the subscribers here at MyAdvertisingPays.info.
We are integrating the payment processors now and that is the final piece of major programming. Once that is finished, our final round of testing will commence and we will launch soon after :). We are working nearly round the clock to make MyAdvertisingPays.com the absolute best program to launch in years! Have a look at the Q & A’s below and get ready…we will be online very soon!
What is the compensation plan?
$49.99 Credit Packs are the core product that has the profit-sharing element attached. Each $49.99 CP will return $60 to you over time (approx. 2 months). Profit sharing goes out every 20 minutes. The breakdown of how that works is this: Total Revenue taken in by the site, minus referral commissions, minus the current reserve % (which could be anywhere from 5% to 95%) = Payout per Credit Pack per 20 minutes. This happens every 20 minutes. The reserve % is determined by a proprietary mathematical formula which takes many data points into consideration before the 20 minute cycle is paid out. So if you have 10 Credit Packs, you get 10 shares-in-profit every 20 minutes in accordance with the process above. In addition, 5% of all earnings referral or profit-sharing will go into an Advertising Fund. That fund can be used to purchase anything on the site to include Membership fees, Vacation Days, Guaranteed Visits, Banners, Auto-Repurchase, Credit Boosters and other upcoming products. Credit Packs can not be purchased with Advertising Funds. This is meant to stimulate the actual purchase of products site wide and lower advertisers costs, hence raising the value in our advertising. We also have a referral program which I explain below.
Is $49.99 the maximum ad package purchase price and how many packages can you have?
Yes $49.99 is the only Credit Pack we will have for purchase initially with the exception of advertising like banners and guaranteed visitors. This may change according to market demand. Maximum Credit Packs are determined by Membership Level. In our consideration and development, many different max numbers were measured against probable revenue and what we have determined is 1200 Credit Packs will be the absolute maximum any one member can purchase and maintain.
Will you pay retail sales commission to members? 
Yes. Your Referral Commission percentage is also determined by Membership level. If Primetime, you will get an automatic 10% referral commission of the sales price on the purchase of any advertising product one of your referral make, every time they purchase one. So it’s not a one-off commission. In addition, for the first year we will be running a trial Bonus Referral Program where one could earn between an additional 2% to 8% bonus (payable at the conclusion of 1 year from launch), above and beyond the automatic 10%, based on a members sales volume. We will reevaluate this program after one year. Its purpose is to significantly reward those that help us spread the word that will result in a successful establishment of our business in the marketplace over the first few phases of our business plan.
Will there be a different site used to generate retail sales?
Not initially. However a My Advertising Pays Store is in the plans. This will likely start as a Company Store with many different promotional products, but we have ideas to partner with others and start selling actual products with referral commissions attached. We have many ideas but market conditions along with many factors in our first year will help determine which of the ideas we commit to first.
When will you be ready to accept money, start paying withdraws and doing business? 
For 10 months we have been in development. Since August, the site has been under intense testing and revision. And over the last two weeks we have expanded testing to three countries. We have just a little ways to go. I am 99% certain we will be online within the first two weeks of December. As it turns out, even our master programmer (that helped build eBay) had no idea just how meticulous and detailed I was going to be in the production of the site. But he and his team has been good sports :). I am a disabled United States Air Force Veteran and my father was 59 when he had me, so it’s in my blood to run a tight, very organized, well thought out business. To say I am meticulous is probably an understatement haha.
What will be the withdraw and funding process and processors? 
We will be using I-Payout, Ezbonds and Payza for pay-in and pay-out solutions. Credit Cards will be accepted on advertising products only (minus Credit Packs). We strongly considered STP, but in the end I decided it wasn’t worth the risk since they openly do business with HYIP‘s. Over my 10 years online, I have witnessed three major processors bite the dust, and there is one thing they all had in common, they did business with illegal programs. With all three, its business partners and their respective members have seen little to no return of their money. My intention here is to create and operate a long-term business. While i have no idea if STP will go under at some point in the future, I certainly know its probable based on my past experience. To risk members and Company funds at any point is not in my nature and decided it best to steer clear.
What will be the minimum withdraw amount and how soon after a request will it be processed? 
$10 is the minimum withdrawal amount and withdrawals will be processed Mon-Fri, several times each day. We will also have a 24/7 support desk with representatives in several countries.
Will you allow companies as to join with their business entities? 
Yes and no. The way I-payout works, is it takes your registration data from our database and creates an account for you (if you want such), so we have to require detailed registration data from our users. You can input your Company or business entity on the registration page as well.
I am assuming 1099 but will w-9’s be required.
Neither. Each member will be required to report their own taxes, though we will be adding detailed tax reporting information for members convenience in the back office.




What is the compensation plan?
$49.99 Credit Packs are the core product that has the profit-sharing element attached. Each $49.99 CP will return $60 to you over time (approx. 2 months). Profit sharing goes out every 20 minutes. The breakdown of how that works is this: Total Revenue taken in by the site, minus referral commissions, minus the current reserve % (which could be anywhere from 5% to 95%) = Payout per Credit Pack per 20 minutes. This happens every 20 minutes. The reserve % is determined by a proprietary mathematical formula which takes many data points into consideration before the 20 minute cycle is paid out. So if you have 10 Credit Packs, you get 10 shares-in-profit every 20 minutes in accordance with the process above. In addition, 5% of all earnings referral or profit-sharing will go into an Advertising Fund. That fund can be used to purchase anything on the site to include Membership fees, Vacation Days, Guaranteed Visits, Banners, Auto-Repurchase, Credit Boosters and other upcoming products. Credit Packs can not be purchased with Advertising Funds. This is meant to stimulate the actual purchase of products site wide and lower advertisers costs, hence raising the value in our advertising. We also have a referral program which I explain below.
Is $49.99 the maximum ad package purchase price and how many packages can you have?
Yes $49.99 is the only Credit Pack we will have for purchase initially with the exception of advertising like banners and guaranteed visitors. This may change according to market demand. Maximum Credit Packs are determined by Membership Level. In our consideration and development, many different max numbers were measured against probable revenue and what we have determined is 1200 Credit Packs will be the absolute maximum any one member can purchase and maintain.
Will you pay retail sales commission to members? 
Yes. Your Referral Commission percentage is also determined by Membership level. If Primetime, you will get an automatic 10% referral commission of the sales price on the purchase of any advertising product one of your referral make, every time they purchase one. So it’s not a one-off commission. In addition, for the first year we will be running a trial Bonus Referral Program where one could earn between an additional 2% to 8% bonus (payable at the conclusion of 1 year from launch), above and beyond the automatic 10%, based on a members sales volume. We will reevaluate this program after one year. Its purpose is to significantly reward those that help us spread the word that will result in a successful establishment of our business in the marketplace over the first few phases of our business plan.
Will there be a different site used to generate retail sales?
Not initially. However a My Advertising Pays Store is in the plans. This will likely start as a Company Store with many different promotional products, but we have ideas to partner with others and start selling actual products with referral commissions attached. We have many ideas but market conditions along with many factors in our first year will help determine which of the ideas we commit to first.
When will you be ready to accept money, start paying withdraws and doing business? 
For 10 months we have been in development. Since August, the site has been under intense testing and revision. And over the last two weeks we have expanded testing to three countries. We have just a little ways to go. I am 99% certain we will be online within the first two weeks of December. As it turns out, even our master programmer (that helped build eBay) had no idea just how meticulous and detailed I was going to be in the production of the site. But he and his team has been good sports :). I am a disabled United States Air Force Veteran and my father was 59 when he had me, so it’s in my blood to run a tight, very organized, well thought out business. To say I am meticulous is probably an understatement haha.
What will be the withdraw and funding process and processors? 
We will be using I-Payout, Ezbonds and Payza for pay-in and pay-out solutions. Credit Cards will be accepted on advertising products only (minus Credit Packs). We strongly considered STP, but in the end I decided it wasn’t worth the risk since they openly do business with HYIP‘s. Over my 10 years online, I have witnessed three major processors bite the dust, and there is one thing they all had in common, they did business with illegal programs. With all three, its business partners and their respective members have seen little to no return of their money. My intention here is to create and operate a long-term business. While i have no idea if STP will go under at some point in the future, I certainly know its probable based on my past experience. To risk members and Company funds at any point is not in my nature and decided it best to steer clear.
What will be the minimum withdraw amount and how soon after a request will it be processed? 
$10 is the minimum withdrawal amount and withdrawals will be processed Mon-Fri, several times each day. We will also have a 24/7 support desk with representatives in several countries.
Will you allow companies as to join with their business entities? 
Yes and no. The way I-payout works, is it takes your registration data from our database and creates an account for you (if you want such), so we have to require detailed registration data from our users. You can input your Company or business entity on the registration page as well.
I am assuming 1099 but will w-9’s be required.
Neither. Each member will be required to report their own taxes, though we will be adding detailed tax reporting information for members convenience in the back office.

WHY MYADVERTISINGPAYS WILL SUCCEED WHERE MANY OTHERS HAVE FAILED – FINAL

Hello everyone!
And another one bites the dust…Are you tired of seeing companies that promise easy income then disappear overnight?
In case you missed the news, in the past year the following companies went bust:
Zeek Rewards – August  2012
Fortune High Tech Marketing – May 2013
Profitable Sunrise – March 2013
And these were the big ones with several hundred thousand members or more at their peaks!  But, they are just the tip of the iceberg.  While the big boys went down in the public spotlight, several smaller “overnight” businesses came, took people’s money and disappeared like a thief in the night.
Why did these businesses fail?
Simple math.  If you looked at the numbers, they just didn’t add up.  They made HUGE income promises that the SEC (Securities and Exchange Commission) determined were based on recruitment verses the sale of products. (i.e. classic case of a pyramid scheme).
This is one major challenge many start-ups have.  What happens is, they create a business model that only thrives when new members are coming in.  When the number of people signing-up slows down their business model can’t afford the high income promises they used to get people in.  The typical model just doesn’t work for the long-term.  The product they sell, usually can’t afford to keep the business afloat on its own.  That’s when the company disappears and takes as much money as they can.
Put an end to the tricks, lies and hype!
When I decided to build a business from scratch, the first thing I did was my homework.  I spent months studying successful business models, working with mathematicians, and consulting attorneys.  I wanted to create an income model that could help people, like me, who needed a second income stream that was simple and easy to create and had a solid foundation for longevity.  As a disabled veteran, I know intimately the challenges of trying to find a good income source when your options are limited.
The results of my preparation was this…
I understood that in order to create a source of stable online income that I needed to accomplish the following:
1) Find an income source in an industry that will last and
2) Offer a tangible product that will last far beyond the instant growth most online businesses such as traffic exchanges experience.
This is why I built My Advertising Pays in one of the online industries that will continue to grow and provide income opportunities for millions of people.
In the first quarter of 2013 online advertising grew by 26.3%    In 2013 US Online Advertising Spending will go over $100 Billion Dollars. 
2011
2012
2013
2014
2015
Newspapers
96,688
93,176
91,320
90,263
90,076
Magazines
44,990
43,234
42,341
41,833
41,599
Television
190,064
197,645
205,505
215,280
226,450
Radio
33,741
34,296
35,246
36,187
37,138
Cinema
2,495
2,746
2,769
2,962
3,144
Outdoor
31,712
32,288
33,235
34,533
35,948
Internet
76,906
88,573
101,468
116,090
132,402
Total *
476,595
491,958
511,882
537,148
566,757
US Advertising Spending in millions
Share of total adspend by medium (%)
2011
2012
2013
2014
2015
Newspapers
20.3
18.9
17.8
16.8
15.9
Magazines
9.4
8.8
8.3
7.8
7.3
Television
39.9
40.2
40.1
40.1
40
Radio
7.1
7
6.9
6.7
6.6
Cinema
0.5
0.6
0.5
0.6
0.6
Outdoor
6.7
6.6
6.5
6.4
6.3
Internet
16.1
18
19.8
21.6
23.4
Source:
Online advertising is quickly becoming a worldwide phenomenon and it’s just getting started.  The global market is currently at around $500 Billion dollars.  That is almost $80 for every man woman and child on this planet and around $350 dollars for every human with internet access.  With countries in South America just coming online and entire nations in the waiting, online advertising is poised to be the income source of today and far in the future.
How will My Advertising Pays compete for the billions of online advertising dollars spent all over the world?  Simple, I am positioning My Advertising Pays ahead of the trend that is projected to continue steady growth for years to come by initially providing the platform from which to earn money, then strategically branching out into different markets with the My Advertising Pays brand, all funneling profits to our core site.
The My Advertising Pays Income Model is also based on a real product – advertising.  Our system was built to help our advertisers do the #1 thing they must do – find customers.  We have created a professional platform with programmers who worked with companies like eBay.  They concentrated on making MAP 1) secure and 2) easy to use.  This means that advertisers can trust MAP to deliver and they can choose the solutions they need in minutes.
Here is what this means to you… if you are looking for a stable and secure way to create income in minutes a day, this system is right for you.    If you want a piece of the millions of dollars spent every day on online in advertising… MAP is your ticket.  MAP has the system that effectively solves a crucial need for business owners  – more customers who spend money.
If you are interested in being one of the first to enjoy MAP, please sign up for email updates on this blog and after September 13, 2013, sign up to our site f.ree of charge.
No Gimmicks, no games, no recruiting required. Just a straight forward system that unleashes the power of advertising by sharing our profits with you just for viewing 10 ads a day, and helps you (if you choose) to build your second business on auto-pilot.
We are 100% transparent, we don’t hide from you, instead we strive to help you. Don’t gamble your money with shady fly-by-night companies ever again.
Many Blessings,
Mike Deese
Chief Executive Officer
www.MyAdvertisingPays.com
It PAYS to be on the MAP!

PS. For more details about what makes our business unique, be sure to check out some of our other blog posts.

WHY MYADVERTISINGPAYS WILL SUCCEED WHERE MANY OTHERS HAVE FAILED – PART 1

Hello each and all!
I hope you are having a wonderful week thus far :). Today I would like to begin sharing with you our Vision for MAP and beyond. As I stated in my last blog post, rev shares are doomed to fail. Its just that simple because the math wont allow it. I am not in the ‘here today gone tomorrow’ business. I have been down that path and all it did was hurt me and those that followed me. Hence the creation of MAP.
Just using general figures to keep it simple, rev shares give out 90% of their profit to members, and expect that 10% will be sufficient to support expansion and sustainability. That’s if they even have plans to expand. As a matter of fact, very little have business plans at all or at most, poorly execute their plans.
So, if they give out 90% and offer ‘Ad Packs’ or the equivalent that promise to cap out at 125%, they are left to fill the gap between 90% and 125%, or, 35%. It doesn’t take much sense to know that to owe 35% of $x,xxx,xxx program wide, is a doom business structure. That means that the program has to grow at a rate of 35% proportionate to the current rate of growth in order to sustain its payouts. At the sign of a system like this slowing, people begin withdrawing, affecting growth, which creates a snowball effect, ultimately making the program an unviable model that has failed.
MAP will not be a get rich quick scheme, nor will you see the immediate wild profits you may have seen in other short lived programs. What we will provide is a safe and steady long term income stream. We are getting really close to releasing the exact details of MAP and how she will operate. But rest assured we are set up for the long haul.
Another key factor is taking advantage of momentum, and branching out into other businesses, sister sites if you will, the profits of which are funneled to MAP. Here, the profit tables are flipped. Instead of paying out 90% of profits, these other businesses will funnel 35% to MAP, fulfilling ‘Ad Packs’, with the other funds being used yet again for expansion operations.
MyAdvertisingPays.com will only be the first of many subsidiaries (sister sites). Per our business plan, they will be rolled out in phases. Our objective, make the MAP brand a one stop shop for all of your online needs, whereby increasing our visibility and approach ever closer to making MAP a household name. I want to share something with you that I sent to my staff earlier today. It is an excerpt from an email and business plan synopsis, here are the excerpts;
“We are NOT just another ‘rev share’. Far from it. We are a brand, its footprint of which will become increasingly larger as we expand our operations. There is no comparison to MAP and what we will become. PERIOD. To put us in the class of ‘rev share’ is deplorable. Folks, get ready for something huge and I mean it. I want each of you to really get a grip on my Vision to make MAP a household name. We wont get there with just myadvertisingpays.com. It will take a combination of innovative subsidiaries, services, and niches to reach household status. I wont rest until we’re there.
 MyAdvertisingPays.com is the first of MANY sister sites to follow, encompassing many different niche’s, all flowing to our core site, systematically laying the groundwork for an up and coming Empire that is MAP and its network of sites. This is the beginning of something huge, and you are all essential for it to become a reality. I need hard work and dedication from each and everyone of you. Its not going to be easy, but I know together, we will succeed. If you could buy stock in MAP, I would highly advise you load up(!) because we are all in for quite the ride upwards and onwards. Take care of our members and they will take care of us. Let’s unite together and keep our noses to the grindstone, until all of our dreams become reality.”
I share this with you because I want each of to know, I am serious, I am ready, and I have a plan, a Vision, and will not rest until we get there. If you’re looking to make a quick buck on some overnight program, look elsewhere. If you want to be part of a Company that is going to revolutionize how people think about making serious money online…stick around, you’re in for a treat!
Stay tuned to more posts on this subject and other announcements, till then, take care and God bless!
Be on Purpose!
Mike Deese
Chief Executive Officer
www.MyAdvertisingPays.com
It PAYS to be on the MAP!
PS. My picture is displayed on the right so you can see the man behind the words. Nice to meet you!



THE MOST IMPORTANT UPDATE EVER RELEASED!
OCTOBER 15, 2015


Comprehensive Update

Hello MAPPERS!

We have a MAJOR announcement to make! We have been hard at work behind the scenes setting up the future of MyAdvertisingPays. With our Executive Team, I have spent the last couple of months working very closely with many of our current partners and future, potential partners. Recently, we’ve had big strategy meetings and have taken MASSIVE action since then. MAP will be a different kind of Advertising Beast (we estimate) by the end of the first quarter/beginning of second quarter of 2016 . Here’s a few things you can expect (some of these items are subject to change as some are simply in the ‘idea’ stage). Transparency is important to us so we’ve listed the good and bad below.

MAP 2.0!

The Good

• Better Advertising and statistics on your ads complete with Analytics and Line Graphs!
• Lower bank fees!
• Debit Cards for earnings. Buy your groceries with MAP commissions!
• Away with the Dollar and in with the Euro! Yep, MAP is switching currency. All products and earnings will be sold/earned in Euro € (which means no more conversion fees at the bank)!
• External Advertising and External Revenue (Publishers Listing Service)! You will be able to purchase advertising on external websites through the MAP platform, and have your advertisements seen worldwide! Make money by listing your website with us!
• Pay Per Click (PPC) Advertising! Only pay for real action taken on your Ad!
• Retargeting Online Advertising Products!
– What is Retargeting?
Behavioral retargeting (also known as behavioral remarketing, or simply, retargeting) is a form of online targeted advertising by which online advertising is targeted to consumers based on their previous Internet actions, in situations where these actions did not result in a sale or conversion.
Source; WIKIPEDIA
• Increased commissions on corporate products! We will be creating an adverting sales force to go out and show businesses how they can benefit from using our services. These corporate products will potentially pull in millions in external revenue for our loyal members!
• Loyalty Points System!
• A completely new, innovative, modernized and robust website built from the ground up with new designs and advertising products!
• Compliance training and promotional guidelines. With the upcoming MAP Academy, all of the training resources and guidelines needed on how to promote our business will be available at the click of a button!
• Academy & Corporate approved National & Regional Leaders with standardized MAP presentations!
• Volume-based affiliate commission percentage! The more you sell, the more you earn!
• Free Members will be allowed to earn on up to a certain number of Credit Packs!
• And last, but certainly not least, our very own in-house programming team devoted to MAP only. Currently, we are under contract from a firm that has other customers. Over the last couple of weeks, our amazing brand new, latest and greatest computers and hardware have arrived and been set up, our office space leased with motivational messages plastered on the walls throughout, an IT Manager hired, a new programming specialist being interviewed and vetted (with more hires to come), and the framework of MAP 2.0 being constructed as we speak! Coming soon, we will have a whole team of dedicated programmers, designers and specialists that will be answerable to MAP and only MAP! With this new team, once MAP 2.0 and all of her new products are launched and off the ground, we will be offering website building services to our members to further increase our external revenue streams, which strengthens MAP’s bottom line! Yep, one day in the near future, you can have MAP build your websites, capture pages, lead generation systems and much much more!

The Bad (?)
Advertising Funds will not be in MAP 2.0. Once we transfer all current members to MAP 2.0, the new accounts will not have Advertising Funds. You must use what you have or you will lose it when our new website launches, which is estimated to be 6 months or so from now. Our current banner system is overloaded with ads. Doing away with the Advertising Fund is going to drastically increase the impressions on your ads and while providing MUCH better value on your purchase(s).
Current product codes will not be transferred because the new advertising system will be completely different. So you must use or lose them by the time the transfer to the new site happens. You have quite some time to do so.
Membership fees will not be refunded. If your membership fee is due just before we get ready to launch the new platform, we suggest just letting your account sit idle until the transfer is complete if you are worried about losing the Membership fee. Totally your call.
Anyone with a certain credit pack level (number yet to be determined), will have a small monthly account maintenance fee (similar to Membership Levels). We will ensure that this is charged only to those with sufficient account levels so that it doesn’t really affect your balance.

The goal is to always ensure we are making the best decisions for the Company, so that the members will continue getting paid for a lifetime, based on quality products and services.

Oh yea! MAP is here to stay and we are ramping up our efforts so that we will be able to withstand our ENORMOUS growth! With all of your support, MAP 1.0 has served us well. We now have the opportunity to capitalize on our success and charge forward into new advertising categories and really differentiate ourselves from anyone else online today. We have a lot of work to do, but the future is definitely bright with MAP 2.0!



United States Market Decline and Subsequent MAP Corporate Decision

We have battled with this decision. After careful consideration and extensive consultation with our Legal Team, MAP Executives, Tax Advisors, Financial Advisors and European MAP Leaders, we have unfortunately decided to completely pull out of the American marketplace.

Why?

The decision comes on the heels of a declining marketplace in the US for our company. It simply isn’t profitable for us to remain engaged there. Over 90% of our business already comes from Europe, while we are catering to the US members by operating in US currency. It doesn’t make good business sense to continue operating in a place and expending valuable resources in a market that’s steadily declining. We are going to focus on the place where we are wanted and are making huge strides. This is strictly a business decision we’ve had to make based on the numbers.

How’s this going to work and what does it mean for you?

If you are an American Citizen;
As of now, all current American members’ MAP profiles are read-only, meaning you can’t change your profile to another country. If you legitimately have citizenship in another country, can legally operate from it, and can prove it, you will need to contact our support department and provide this proof before we will change anything in your profile for you. Please submit a support ticket with the subject line “Legal Change of Address” and include in the ticket your Legal ID from a country other than the US. All ID’s will be vetted to ensure legitimacy.
Current US members can no longer purchase credit packs.
If you are an American member, even though Profit-Share earnings are not guaranteed, your currently held credit packs will be paid off completely over an extended time-frame. The extension will be due to the loss in profit we will obviously have from the American market. Being ethical here is very important to us so we wanted to ensure our American members were still paid.
The America profit-share system is now separated from the International profit-share system. The US-PS system will pay out profits according to advertising purchased by American participants. It is practically impossible for us to determine how long it’s going to take for all of your current credit packs to be completely fulfilled, but we suspect it will take around 6 months or longer. Please do not construe this as a promise by us as it completely depends on advertising sold to Americans.
Any American member that has made a purchase through a payment processor within the last 30 days can ask for a 100% refund and we will process those for you, so there is no need to dispute the charge with your credit card issuing bank. Please submit a support ticket with the subject line – “US Refund” and we will process them ASAP.
Any American member with referrals will still earn referral commissions from those referrals purchases uninterrupted, according to your Membership Level.

**ATTENTION**

We are offering a lump sum payout to anyone that has already earned more than they have paid to us. This offer extends to ONLY those that can pass the following test;

Total your IPAYOUT+STP+VX purchases. If that number is LESS than the “Total Earned” number found on your My Credit Pack Stats page, then you will qualify for a lump sum payment. Please do not count purchases made with your MyAcct.

October 30th, 2015 will be the last day you can request a lump sum payment. After that date, your credit packs will earn until fulfilled.

Lump sum payments will come from the US Reserve Fund and the offer will be less than the total payout for your existing credit packs (check your dashboard for your specific payout amount). You do not have to accept this payment and can opt to earn the total amount of your Credit Packs over an extended period of time. The Adfund will not be a consideration in the lump sum payout amount.

If you are an International Member;
Absolutely nothing will change for you! You will earn profits based on International sales, which are tremendous!
The International Reserve Fund will be untouched for US payouts.

Even though I really hate to pull out of the US, I have absolutely no doubts that this move is going to prove to be one of the best business decisions we’ve ever made. The Euro is a strong and stable currency and we will be able to put 100% of our efforts and resources in the marketplace which is BOOMING right now. Month over month, our international revenue has beat the month prior since October 2014, with the exception of one month, while our US revenue has steadily declined.

Here is a letter drafted by a Senior Partner of our Legal Team explaining this move in an official capacity;



Jonathan D. Herpy Sr.

Partner

jdavid@hartdavidlaw.com

360 West Butterfield Road | Suite 325 | Elmhurst, IL 60126

Hart & David LLP | www.hartdavidlaw.com

T 630.395.9496 | F 630.395.9451

October 14, 2015



VIA PUBLICATION & ELECTRONIC MAIL

MyAdvertisingPays.Com Client/Affiliate

201 Rogers Office Building
Edwin Wallace Rey Drive

George Hill, Anguilla

Re: MyAdvertisingPays.com | United States Business Operations

Dear MyAdvertisingPays.com Clients & Affiliates:

We appreciate the hard work and effort you have demonstrated by participating in the MyAdvertisingPays (“MAP”) business and want to inform you of upcoming changes to the MAP corporate structure. Based on recent financial analysis, MAP has determined that it is no longer profitable to continue business operations in the United States.

Unfortunately, the global economy has forced MAP to pursue other opportunities in foreign markets that simply are not available in America. For these reasons, MAP has elected to cease operations in the United States and focus its business efforts overseas.

As of October 14, 2015, MAP will be exercising their rights reserved in the Affiliate Agreement ( see Affiliate Agreement by clicking on the Legal link in your MAP back office), under Section 2. Expiration, Renewal and Termination, which states as follows:

MyAdvertisingPays reserves the right to terminate all Affiliate Agreements upon 30 days notice, if the Company elects to: (1) Cease business operations; (2) Dissolve as a business entity or (3) Terminate distribution of its services via direct selling channels.

Also on October 14, 2015, MAP will no longer permit U.S. registrations for new clients and affiliates and will alter the profit-sharing system for existing MAP affiliates based in the United States. During the winding down process, the time in which it takes for a member’s credit pack to be completely fulfilled will be extended from the average three (3) months to approximately six (6) months, or longer, depending on the U.S. advertisement sales.

We understand and appreciate the great deal of work, time, and money you have exercised in order to build up your MAP “team” and, therefore, as a current MAP participant based in the United States, you will continue collecting referral commissions even after the credit packs are paid off. However, your participation in the profit sharing system will be terminated.

Additionally, a United States member whose Total Earned from Profit-Share commissions is more than Total Payments to MAP for Credit Packs (from a payment processor) will be offered a one-time lump sum payment to settle their outstanding account. The account settlement will be completed in two (2) monthly payments and will conclude profit-share commissions to your account. You will continue to earn referral commissions. To exercise this option, please sign and notarize the attached contract indicating that you accept the terms and conditions contained therein and agree that the amount indicated reflects complete payment and satisfaction for any amounts due to you from MyAdvertisingPays.com. By signing the Contract, you will be barred from any subsequent recovery or objection as to the amount to be paid from your MAP account.

On a different note, it has come to our attention that there exist multiple internet-based avenues being used for defamatory and libelous speech against MAP. Through our research, we have found many, if not all, of these claims to be without merit and simply an attempt by certain individuals to exploit the MAP name in order to heighten the popularity of their own product. MAP has served demand letters upon those individuals who engage in defamatory and slanderous rhetoric, and in anticipation of litigation, has prepared complaints against all such individuals. MAP would like to emphasize and reassure you that their decision to cease operations in the United States is in no way connected to the aforementioned defamation and libel claims.

Should you have any questions or concerns regarding your standing with MyAdvertisingPays.com or how the business change will affect you, please contact our office and we will be happy to answer any question you may have.



Very truly yours,

Jonathan D. Herpy Sr.
General Counsel
MyAdvertisingPays (MAP) Limited

JDH/tm
Enclosures

Copyright © 2015 Hart & David LLP. All rights reserved

We wish things were different for our US affiliates and sincerely wish you the best in the future.

MAP Academy Life Coaches
– Humanity, Integrity, Loyalty

Our German Leadership have been working hard behind the scenes making our business presentations standardized and compliant. As we have had tremendous growth, it’s very important that we tighten up on the way MAP is promoted to the world so that everyone gets the same information no matter where you are. One of these steps is training our National and Regional Leaders on a standardized presentation and putting in mandatory guidelines for our members to follow when promoting MAP. These procedures are well underway and will be rolled out in phases.

If you are currently holding MAP hotel meetings and the like, then for now you can continue. But we will be phasing out individual meetings and moving towards appointing these events to National and Regional Leaders as they become trained. Once there is a Regional Leader appointed to a specific region in your country, only that person can hold Official MAP meetings and all others will be forbidden . We will be releasing these appointed Leaders and their respective areas as they are assigned.

Get Involved!

We are now accepting applications for life coaches! Please do not send in an application for National or Regional leader at this time. That will follow soon.

All applications will go through two approval/denial stages. First through our Academy Team lead by Alex Vitocco, Rainer Barton, Andreas Zenker, Daniel Schafer, and then through MAP Corporate. We will look into your history with MAP (6 month minimum required), your upline and downline (promotion history) along with many other factors. We hope by the end of first quarter of 2016, MAP Academy will be in full swing!

Alex has a message he would like to share with everyone. It’s in both English and German.

___________________

Dear Mappers all around the world, as you may have heard already we 4 Germans (Andreas Zenker, Rainer Barton, Daniel Schäfer and myself) have been with Mike Deese and got the order to organize the MAP world on this site.

As Life Coach of Passion it is an honor for me to be personally announced as the head of the new worldwide MAP Academy.

Just last week I had a call with Mike regarding our start and this is my first call. We are working hard behind the scenes to get the MAP Academy rolling and now we are at the point where you guys are coming in.

We set up a worldwide training concept online and offline. As I know we have very good trainers and coaches in MAP and we surely want to use this knowledge internally. We’ll set up task forces in different fields. For now we need to gather all potential we have in MAP.

I herewith would like to ask everybody who is a trainer, coach or has an extraordinary reputation and who wants to work with and for the MAP Academy as a Life Coach, get back to me via email only;

Send an email to office@myadvertisingpays.coach

Afterwards you’ll get an application form to fill out and send back.

**You must have a minimum of 6 months history in MAP to be considered.**

I look forward to your replies.

Yours,

Alexander Vitocco

_________________




Advertisers Update

Our website is ON FIRE! When I logged into Google Analytics just now to publish this report, this is the message I received!



So we now must pay for Google’s Analytics services! Folks, some may cringe at this fact, but I am absolutely stoked because this is what advertisers pay for!

If you sell anything online and you are not advertising with us, you are really missing out on sales! Just look at our latest Analytics;

Ninety two MILLION pageviews in the last 30 days! Wow wow wow!

A study done in 2013 found that on average, visitors to websites ranked in the top 10,000 only stayed on their site for 70 seconds and had a bounce rate of 9.4%. Compare that to our analytics of 21 minutes on site and a small 1.31% bounce rate, amazing! That’s why MyAdvertisingPays is a tremendously valuable piece of advertising real estate! Take a look;



Source;

Here’s our Analytics since we installed the code back in Feb. 2014;



Our website is approximately 169 million hits short of 1 BILLION pageviews ! Now that’s just staggering statistics! We are only two months away at most before we hit 1 billion pageviews.



Financial Position

Our finances have never looked better. Since October 2014, we’ve been experiencing absolutely phenomenal growth! Here is a graphical representation of our revenue since we’ve been using VX Gateway as our primary payment processor;



Folks MAP is ROCKIN and ROLLIN and our organization is growing by leaps and bounds! With MAP 2.0, our own in-house IT Team and MAP Academy in the pipeline, we are taking our business to a whole new level! New partnerships are being forged and new opportunities are on the horizon. These ideas have always been part of the MAP business plan, but it took the support of all of you to get us here, so THANK YOU!

Strong measures are being taken to ensure the longevity of MAP and her loyal members. Yesterday, October 14, 2015 was our BEST sales day since launch and we continue to break records month-over-month! For those that don’t believe us, just watch and you will see. MyAdvertisingPays is here to stay!





Mike Deese
CEO and Founder
MyAdvertisingPays
Tomorrows Advertising Today!

My Advertising Pays - Terms and Conditions 22nd October 2016

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TERMS OF USE

(“Agreement”)

 

ACCEPTANCE OF TERMS THROUGH USE
By using this site or by clicking “I agree” to this Agreement, you (“User”) signify your agreement to these terms and conditions. If you do not agree to this Agreement please do not use this site and do not click “I agree”. Please check this Agreement periodically for changes as the owner of this site (“Company”) reserves the right to revise this Agreement.  In the event of a change to this Agreement, your continued use of this site following the posting of any changes constitutes acceptance of such changes. The Company reserves the right to terminate a User’s use of this site at any time without notice and may do so for any breach of this Agreement.
YOU MUST BE 18 OR OLDER TO AGREE TO THIS AGREEMENT AND USE THIS SITE
This Agreement must be completed, understood and agreed to by a person over 18. If a parent or guardian wishes to permit a person under 18 to access this site, he or she should email the Company with his or her explicit permission and acceptance of full legal responsibility. If you are not yet 18 or are accessing this site from any country where this material is prohibited, please exit now as you do not have proper authorization.
LICENSE TO USE THIS SITE
Upon your agreement, Company hereby grants you a non-exclusive, non-transferable limited license to use this site in strict accordance with the terms and conditions in this Agreement. You agree not to make any false or fraudulent statements as you use this site. You acknowledge and agree that all content and services available on this site are property of the Company and are protected by copyrights, trademarks, service marks, patents, trade secrets, and other proprietary rights and laws, in the U.S. and internationally. All rights not expressly granted herein are fully reserved by the Company, its advertisers and licensors. You agree to pay for any and all purchases and services using your name and payment information through this Site, not to challenge any such charges and to pay for all collections and/or attorney’s fees resulting from any non-payment.
LICENSE RESTRICTIONS
Use
Except as may be explicitly permitted, you agree not to save, download, cut and paste, sell, license, rent, lease, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from materials from this site. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, database or directory without written permission from the Company is prohibited. In addition, use of the content or materials for any purpose not expressly permitted in this Agreement is prohibited.
Security
You agree that if you are issued a Username and Password by the Company, you shall use your best efforts to prevent access to this site through your Username and Password by anyone other than yourself, including but not limited to, keeping such information strictly confidential, notifying the Company immediately if you discover loss or access to such information by an unauthorized party and by using a secure Username and Password not easily guessed by a third party.
You agree that you shall not try to reverse assemble, reverse compile, decompile, disassemble, translate or otherwise alter any executable code, contents or materials on or received via this site. You understand that such actions are likely to subject you to serious civil and criminal legal penalties and that the Company shall pursue such penalties to the full extent of the law to protect its rights and the rights of its other licensors.
Export
You agree that you shall comply with all applicable export and import control laws and regulations in your use of this site, or materials or services received through this site, and, in particular, you shall not export or re-export anything on or received through this site in violation or local or foreign export laws and/or without all required U.S. and foreign government licenses.
Government Use
If you are a branch or agency of the U.S. Government, the following provision applies. This site, code, contents, services and accompanying documentation are comprised of “commercial computer software” and “commercial computer software documentation” as such terms are used in 48 C.F.R. 12.212 (SEPT 1995) and are provided to the Government (i) for acquisitions by or on behalf of civilian agencies, consistent with the policy set forth in 48 C.F.R. 12.212; or (ii) for acquisitions by or on behalf of units of the Department of Defense, consistent with the policies set forth in 48 C.F.R. 227.7202-1 (JUN 1995) and 227.7202-3 (JUN 1995). Unpublished rights reserved under the copyright laws of the United States.
Errors and Corrections
While we use reasonable efforts to include accurate and current information on our Site, we do not warrant or represent that the Site will be error-free. Data entry errors or other technical problems may sometimes result in inaccurate information being shown. We reserve the right to correct any inaccuracies or typographical errors on our Site, including pricing and availability of products and services, and shall have no liability for such errors. We may also make improvements and/or changes to the Site’s features, functionality, or content at any time. If you see any information or description you believe to be incorrect, please contact us and we’ll verify it for you.
LINKS TO OTHER WEBSITES
Our Site contains links to other websites for your information and convenience, or to provide additional shopping for various other goods and services through our Merchant and Services Partners. These third-party websites are responsible for, and undertake to maintain, their own site terms of use. We suggest that you carefully review the terms of use of each site you choose to access from our Site.
USER’S LICENSE GRANT TO SITE
Except with regard to personal information, all information which you post on this site or communicate to the Company through this site (collectively “Submissions”) shall forever be the property of the Company. The Company shall not treat any submission as confidential and shall not incur any liability as a result of any similarities that may appear in future Company services or products. Without copy, the Company shall have exclusive ownership of all present and future existing rights to any Submission of every kind and nature everywhere. You acknowledge that you are fully responsible for the message, including its legality, reliability, appropriateness, originality and copyright. You hereby represent and warrant that your Submission does not infringe the rights of any third party.
USER CONDUCT
By using features of this site that allow you to post or otherwise transmit information to or through this site, or which may be seen by other users, you agree that you shall not upload, post, or otherwise distribute or facilitate distribution of any content – including text, communications, video, software, images, sounds, data, or other information – that:
A.  is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortuous, obscene, sexually explicit or graphic, or otherwise in violation of this site’s rules or policies;
B. infringes any patent, trade mark, service mark, trade secret, copyright, moral right, right of publicity, privacy or other proprietary right of any party;
C.  constitutes unauthorized or unsolicited advertising, junk or bulk e-mail (also known as “spamming”), chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;
D.  contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party; or
E. impersonates any person or entity, including any employee or representative of this site, its licensors or advertisers.
You also agree that you shall not harvest or collect information about the users of this site or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic email or communications for any other commercial purpose of your own or a third party.
You further agree that you shall not solicit or collect information, or attempt to induce any physical contact with, anyone 18 years old or younger without appropriate parental consent.
This site generally does not pre-screen, monitor, or edit the content posted by users of this site. However, this site and its agents have the right, at their sole discretion, to remove any content that, in this site’s sole judgment, does not comply with the Site Submission Rules or is otherwise harmful, objectionable, or inaccurate. This site is not liable for any failure, delay, damages or results, in removing such content.
You agree that your use of this site may be suspended or terminated immediately upon receipt of any notice which alleges that you have used this site in violation of these Rules and/or for any purpose that violates any local, state, federal or law of other nations, including but not limited to the posting of information that may violate third party rights, that may defame a third party, that may be obscene or pornographic, that may harass or assault other, that may violate hacking or other criminal regulations, etc. of its agents, officers, directors, contractors or employees. In such event, you agree that the owner of this site may disclose your identity and contact information, if requested by a government or law enforcement body or as a result of a subpoena or other legal action, and the owner of this site shall not be liable for damages or result of a subpoena or other legal action, and the owner of this site shall not be liable for damages or results thereof, and you agree not to bring any action or claim against the owner of this site for such disclosure.
INTELLECTUAL PROPERTY RIGHTS
1. Copyright
The Site design, text, content, selection and arrangement of elements, organization, graphics, compilation, magnetic translation, digital conversion, and other matters related to the Site are protected under applicable copyright laws, ALL RIGHTS RESERVED. The posting of any such elements on the Site does not constitute a waiver of any right in such elements. You do not acquire ownership rights to any such elements viewed through the Site. Except as otherwise provided herein, none of these elements may be used, copied, reproduced, downloaded, posted, displayed, transmitted, mechanical, photocopying, recording, or otherwise, without Company’s prior written permission.
2. Trademark 
MyAdvertisingPays name, logo, and all product names, company names, and other logos, unless otherwise noted, are trademarks and/or trade dress of MyAdvertisingPays.  The use or misuse of any Marks or any other materials contained on the Site, without the prior written permission of their owner, is expressly prohibited.
THIRD PARTY SITES
You may be transferred to online merchants or other third party sites through links or frames from this site. You are cautioned to read their Terms and Conditions and/or Privacy Policies before using such sites. These sites may contain information or material that is illegal, unreasonable or that some people may find inappropriate or offensive. These other sites are not under the control of the Company and are not monitored or reviewed by the Company. The inclusion of such a link or frame does not imply endorsement of this site by the Company, its advertisers or licensors, any association with its operators and is provided solely for your convenience. You agree that the Company and its licensors have no liability whatsoever from such third party sites and your usage of them.
REFUNDS
MyAdvertisingPays offers a thirty-day, money back guarantee on the initial transactions, minus the use of the product. All subsequent subscription fees and/or product payments are nonrefundable as the benefits of the service are realized immediately upon payment.
Upon cancellation of a distributor’s agreement, the participant may return resalable sales aids purchased within one (1) year from the date of cancellation for a refund if he or she is unable to sell or use the merchandise. A Participant may only return sales aids he or she personally purchased from the Company under his or her Participant Identification Number, and which are in resalable condition. Upon receipt of the products and sales aids, the Participant will be reimbursed ninety percent (90%) of the net cost of the original purchase price(s), less shipping charges.
DISCLAIMER OF WARRANTIES
The Company, its advertisers and licensors make no representation or warranties about this site, the suitability of the information contained on or received through use of this site, or any service or products received through this site. All information and use of this site are provided “as is” without warranty of any kind. The Company, advertisers and/or its licensors hereby disclaim all warranties without regards to this site, the information contained or received through use of this site, and any services or products received through this site, including all express, statutory, and implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. The Company, advertisers and/or its licensors do not warrant that the contents or any information received through this site are accurate, reliable or correct; that this site will be available at any particular time or location; that any defects or errors will be corrected; or that the contents of any information received through this site is free of viruses or other harmful components. Your use of this site is solely at your risk. User agrees that it has relied on no warranties, representations or statements other than in this agreement. Because some jurisdictions do not permit the exclusion of certain warranties, these exclusions may not apply to you but shall apply to the maximum extent permitted by law of your jurisdiction.
LIMITATION OF LIABILITY
Under no circumstances shall the Company, advertisers and/or its licensors be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use or inability to use, this site. This limitation applies whether the alleged liability is based on contract, tort, negligence, strictly liability, or any other basis, even if the company, advertisers and/or its licensors have been advised of the possibility of such damage. Because some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, the Company, advertisers and/or its respective licensors’ liability in such jurisdictions shall be limited to the maximum extent permitted by law of your jurisdiction.
INDEMNIFICATION
You agree to defend, indemnify, and hold harmless the Company, its advertisers, licensors, subsidiaries and other affiliated companies, and their employees, contractors, officers, agents and directors from all liabilities, claim, and expenses, including attorney’s fees, that arise from your use of this site, or any services, information or products from this site, or any violation of this Agreement. The Company reserves the right, at it own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you shall cooperate with the Company in asserting any available defenses
LEGAL COMPLIANCE
Company may suspend or terminate this Agreement or User’s use immediately upon receipt of any notice which alleges that User has used this site for any purpose that violates any local, state, federal or law of other nations, including but not limited to the posting of information that may violate third party rights, that may defame a third party, that may be obscene or pornographic, that may harass or assault other, that may violate hacking or other criminal regulations of its agent, officers, directors, contractors or employees. In such event, Company may disclose the User’s identity and a subpoena or other legal action, and Company shall not be liable for damages or results thereof and User agrees not to bring any action or claim against Company for such disclosure.
CHOICE OF LAW AND FORUM
This site (excluding third party linked sites) is controlled by the Company from its offices within Anguilla. It can be accessed from all countries around the world to the extent permitted by site. As each of these places has laws that may differ from Anguilla, by assessing this site, both you and the Company agree that the statutes and laws of Anguilla shall apply to any actions or claims arising out of or on relation to this Agreement or your use of this site, without regards to conflicts of laws principles thereof. You and the Company also agree and hereby submit to the filing of any claim only in the exclusive personal jurisdiction and venue of Anguilla and any legal proceedings shall be conducted in English. The Company makes no representation that materials on this site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited.
MISCELLANEOUS
This Agreement incorporates by reference the Site Submission Rules if this site allows posting and posts such Rules. This Agreement constitutes the entire agreement between the parties related to the subject matter thereof, supersedes any prior or contemporaneous (oral, written or electronic) agreement between the parties and shall not be changed except by written agreement signed by an officer of the Company. If any provision of this Agreement is prohibited by law are held to be unenforceable, the remaining provisions hereof shall not be affected, and this Agreement as much as possible under applicable law shall continue in full force and effect as if such unenforceable provision had never constituted a part hereof and the unenforceable provision shall be automatically amended so as to best accomplish the objectives of such unenforceable provision within the limits of applicable law.
This site reserves the right to revise these provisions at its discretion, so check back from time to time to be sure you are complying with the current version.


Income Disclaimer  22nd October 2016

INCOME DISCLAIMER

 

MyAdvertisingPays.com (“MAP”) is dedicated to meeting all legal requirements of our industry’s best business practices. In order to protect the legal standing of the MAP, and protect our Affiliates from making unsubstantiated financial claims, which might result in a violation of pertinent international laws and regulations, we have developed the MAP Income Disclosure Statement (“IDS”). The MAP IDS is specifically designed to convey truthful, timely, and comprehensive information regarding the income a MAP Affiliate may potentially earn.
Commissions:
Affiliates can earn commissions in a variety of ways:
  1. Credit Pack Purchase: Here at MAP, our primary product is the “Credit Pack”. In short, a Credit Pack is an advertising package, purchased by one of our Affiliates, and utilized in order to promote an unlimited number of advertisements on the MAP Traffic Exchange. Each Credit Pack purchased for €49.99 may in turn, once fully utilized, gross the Affiliate €55.00.
  2.  Referral Program: Put simply, each Affiliate that effectively refers another to the MAP system will earn between 5.0% and 10.00% of the advertising products purchased by the referred Affiliate.
The table below shows the average annual commissions paid in 2015 to the various levels of global Affiliates, and average monthly commission paid in 2015. (It should be specifically noted that MAP intends to greatly expand its Membership Levels beginning with the roll out of MAP 2.0 (coming late spring 2016). New Membership Levels are anticipated to be as follows: (a) Entry Level, (b) Casual Entrepreneur, (c) Professional Advertiser, (d) Primetime, and (e) Primetime Spotlight.)


Trial
Free
Basic
Professional
Primetime






Annual Average
$19.24
$23.77
$945.80
$3,195.83
$12,895.18






Monthly Average
$1.60
$1.98
$78.82
$266.32
$1,074.59







Note that these figures do not represent an Affiliates net profit, as they do not consider expenses, taxes, or fees incurred by the Affiliates in the promotion and/or fulfillment of his/her business. Moreover, the earning of any MAP Affiliate contained in this chart are not necessary representative of the income, if any, that a MAP Affiliate can or will earn through participation in the MAP program. These figures should not be considered as guarantees or projections of your actual earnings or profits. Success with MAP occurs only from successful implementation of a strategic time/budget plan, hard work, diligence, and leadership. Your success will depend upon how effectively you exercise these qualities.
©2016 MyAdvertisingPays.com. All Rights Reserved

IMPRESSUM:

My Advertising Pays Limited
No. 8927115
Information provided in accordance with § 5 TMG (German Telemedia Act)

My Advertising Pays Limited is committed to transparency and open communication both inside and outside the company. Important information on My Advertising Pays and how to contact us can be found here.

My Advertising Pays Limited is a private company limited by shares organized under the laws of United Kingdom with headquarters in Lancashire, United Kingdom.

Managing Director:                Michael Everette Deese

Company Name:                     My Advertising Pays Limited (Ltd.)
Company Number:                  8927115

Court of Registration:             The Registrar of Companies for England and Wales
Companies Act:                       The Companies Act 2006

Registered Address:                Queen Court, 24 Queen Street, Manchester, England, M2 5HX

Member State:                        Great Britain
VAT ID#                                   GB 231289909

Company Type:                       Private Company Limited by Shares

Telephone Number:                +44 (0) 20-717-51-MAP (627)            
Email Address:                        legal@myadvertisingpays.com
Internet Address (URL):          www.myadvertisingpays.com

Legal Counsel (USA):                           Hart & David LLP

Legal Counsel (USA) Address:             360 West Butterfield Road, Suite 325, Elmhurst, Illinois 60126

Legal Counsel (USA) Telephone No.:  +1 630-395-9496

Legal Counsel (USA) Facsimile No.:    +1 630-395-9451

Liability for content
The content of our website was created with the greatest of care. However, we cannot guarantee that this content is correct, complete or up to date. Pursuant to §7 par. 1 of TMG (German Telemedia Act), we, as service provider, are responsible under the general laws for our own content on this website. However, according to §§ 8 to 10 of TMG, we, as service provider, are not obligated to monitor any third-party information transmitted or stored on our website or to investigate circumstances indicating an illegal activity. This does not affect the obligations under the general laws to remove or block the use of information. However, liability in this respect is only possible from the time we become aware of an actual infringement of law. Once we become aware of such legal violations, we shall remove the respective contents immediately.

Liability for Links:
Our service includes links to external websites but we have no influence over their content. Therefore, we cannot accept responsibility for these third-party contents. In each case, it is the respective provider or operator of the linked websites who is responsible for their contents. The linked websites were checked for any legal irregularities at the time the link was established and no illegal contents were recognizable at that point in time. However, continuous monitoring of the contents of the linked pages cannot be reasonably expected unless there are concrete reasons for suspecting legal violations. Once we are aware of illegal content, we shall remove the respective links immediately.

Copyright:
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My Advertising Pays and VX Gateway - The First Posts

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EXCITING NEWS!

Hello everyone!
We have been crazy-busy behind the scenes working for all of you. The payment option woes we have all dealt with for some time now are coming to a close!
We have struck a deal with an excellent payment processing ewallet company and will be phasing out I-Payout within the coming week or so. Within the new ewallet, our members will be able to fund their accounts and/or make payments with a few clicks of the button! Here are just some of the payment options they provide:
• Credit Card
• ACH Bank Payments (ACH short for Automated Clearing House)
• Bank Wire
• Online Banking
To make a purchase, all you will have to do is click a few buttons, enter your details and PRESTO you will be good to go!
Their fee’s are nominal compared to the ease-of-use with their interface. No need to verify accounts and wait to make purchases. It really is as easy as 1, 2, 3… just the way we like it here at MyAdvertisingPays.com!
For you STP users, do not worry! We will be integrating STP directly into MAP. So for those of you that already have verified accounts with STP and prefer them, you will be able to continue using them if you like.
What to Expect This Week
• The Pay with STP option through ewallet has now been disabled. We were experiencing a little trouble with payments being made through them that were not being recognized by I-Payout. Instead of having to comb through hundreds of these and adjust manually, we decided to disable this option through ewallet and integrate it directly into our site. The outstanding issues with payments are being attended to as quickly as possible.
• We are integrating STP into our site directly tomorrow. So long as this is error free, it will be live tomorrow. There will be no need to go through ewallet any longer for these payments.
• For those of you that has already submitted transactions with I-Payout, THEY WILL BE HONORED! So please do not worry yourself or send support tickets about this.
• Once our contract is finalized with the new ewallet company, we will officially announce who they are and other important details.
• We have been advised that the integration of the new ewallet can be completed this week. As soon as they are integrated, the Buy with I-Payout option will be disabled. Any transactions already submitted at that point will still be honored.
• Once the Buy with I-Payout option has been disabled, we recommend for everyone to not pay any of their outstanding invoices through them and instead go through our new ewallet which is much easier.
• Withdrawals will continue through I-Payout for the next couple of weeks. Once we have everything transferred over to the new ewallet, withdrawals through I-Payout will cease and will be processed exclusively through the new ewallet.
• Once both the integration of the new ewallet and STP is complete, you can expect our processes to be the easiest they have ever been. In fact, easy as 1, 2, 3!
Regardless of our recent server troubles, last week was our best yet! We have everything working A-OK now. Its been tough on all of us. Support issues have been extremely high. We ask everyone to please read our extensive FAQ’s found here: https://www.myadvertisingpays.com/Dot_faqs.asp. Most of the questions we are dealing with are already answered there. Please keep in mind that support issues already answered in our FAQ drastically slow us down. Our support processes are undergoing change right now with a new support desk coming online and training taking place to new reps and managers behind the scenes. Please bear with us as we tackle hundreds of things at once!

While traversing the road-to-success, we are bound to run into the hills and valleys along the way. The difference between success and failure is a matter of never giving up. Thank you to everyone for your continued support. We are happy that the server move is complete and all of the outstanding bugs with the new system have now been taken care of.
We couldn’t be in a better position right now. Our membership is strong and resilient! Despite all, we are continually climbing the charts, which makes our advertising services more and more valuable each day. We have big plans! Keep up the great work everyone!
Stay tuned for incoming announcements this week as this transition takes place!

CEO & Founderwww.MyAdvertisingPays.com
It PAYS to be on the MAP!

April 17TH 2014

INTRODUCING – VX GATEWAY! (INSTRUCTIONS INSIDE)


Hello everyone!
Thank you all for the B’Day wishes. It was a great day for my family and I! Now to the announcement that is going to help us facilitate our Mission to help change the way people advertise – forever!
MyAdvertisingPays.com PROUDLY introduces;
VX will now be our Primary Payment Processing solution going forward. You will be absolutely AMAZED at the ease-of-use that this new platform offers our members in terms of facilitating pay-ins and pay-outs.
Here is their Official Introduction:

VX Gateway Cloud Payment Framework®

VX Gateway Inc. (VX) is a global electronic payment company, expert in secure, real-time electronic monetary transactions. VX applies its proprietary VX Cloud Payment Framework®, a Real-Time Gross Settlement system that coordinates cloud computing with jurisdictional banking frameworks, to provide real time and secure payment processing (including multi-currency transactions) for consumers and merchants at reduced cost.
Purchase using PAY WITH VX streamlined checkout, and pay with credit or debit card, or use the balance from your e-wallet, your VXLOOP™.
Making the most of your VXLOOP™ is easy:
• Top up your VXLOOP™ balance with VX Load Funds,
• Transfer money to another member’s VXLOOP™ with VX Send Money,
• Enroll for an iCareCard, a Reloadable Visa debit card that seamlessly connects your VXLOOP™ to your external checking account. (Available for U.S. citizens or resident aliens, banked or unbanked.  Terms and fees apply.)
• Withdraw money from your VXLOOP™ to PayPal, bank account, or an iCareCard account with VX Withdraw Money,
• View all your VXLOOP™ activity on your Transactions ledger,
• Get help using VX’s integrated Support Ticket Management system, and
• Use VX’s integrated Dispute Resolution Service to resolve your problem with a transaction as quickly as possible.  Refunds to your VXLOOP™ happen in real time.
For more information about VX Gateway and to view our How To videos, go to www.vxgateway.com/help.
VX – The Virtual Xchange – because we live, work and play in a virtual world.

We are SO excited with this new eWallet system. Gone are the days of waiting for accounts to be verified, bill pay checks to be processed and overall just WAITING for products to be processed and therefore, delivered. With our new emphasis on point-of-sale capability, VX facilitates everything we could ask for in a payment processing solution.
When someone purchases a product, they should RECEIVE that product and not have to wait for 5-7 days for processing. With VX’s Real Time shopping cart, that’s just what our members will enjoy.
With VX’s proprietary technological advances, well-above standard security measures, ease-of-use interface, along with their up and coming INTERNATIONAL Master Card program, MAP is more than proud to have found and secured the perfect fit for our members.
Important Instructions
Do NOT go to VX directly to sign up. Everything is taken care of through their integrated Buy Now button on MAP. When purchasing for the first time, you will receive an email from VX with log in credentials. Once you log in, you can go through the steps to INSTANTLY verify your account. Once this is done, other funding/payment options will become available.
Make sure your MAP Profile Details are correct BEFORE attempting a payment with VX or you WILL have problems paying with Credit Cards.
Credit Cards
For those members that want to make a purchase with a Credit/Debit Card, simply click on the VX option in the dropdown box on our site and then the Buy Now with VX button. Once you’ve completed the purchase, you will receive an email to the email address on file with MAP with instructions on how to log in to your new VX account.
Other Options
For those members that would like to pay via Bank, ACH, or Wire, we will have a link for you to sign up directly with VX soon. Again,  do NOT go to VX directly to sign up. We will furnish the link soon. For now, set up your account by paying for a product with a CC.
No need to verify your account to make a purchase. Purchases can be made straight away and while you are enjoying the benefit of your product, you can THEN verify your account…NO RUSH!
We have worked really hard for you all. Now, there are no more excuses! The MyAdvertisingPays opportunity just became 100% accessible around the world!
We have just begun. With the payment woes of the past now gone, we can concentrate on our other exciting upcoming updates. Thank you all for your continued support! Enjoy!
PS. Withdrawals will continue through I-Payout for now.
June 2014
'Over the last month we have been working one-on-one with VX Gateway regarding MAP withdrawals for our International Customer Base. And it has paid off! New banking relationships have been created in several locations in Europe, which will make withdrawals through VX quick and cheap! As soon as VX is 100% good-to-go on their side (I’m told 1-2 weeks from now), we will flip the ‘on’ switch and everyone will be happy for all of the work that has went into lowering costs and making it as easy as possible for MAP members.'

Banners Broker, Traffic Monsoon and My Advertising Pays - Money Back Information

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How To Get Your Money Back:

Banners Broker:
Chargeback is no longer an Option.
Please contact the Receivers directly if you'd like to make a claim:

Address: msi Spergel inc., 505 Consumers Road, Suite 200, Toronto, Ontario, M2J 4V8, Canada
Attention: Frieda Kanaris
Email:
bannersbrokerinternational@spergel.ca
Telephone: 416-498-4309

http://www.spergelcorporate.ca/active-files-list/banners-broker-international-limited/




Traffic Monsoon:
A Bank or Credit Card Chargeback may still be an option if you hurry.
Full Details of how to claim a Chargeback are here:

The Details of the Receivers are here:

This is the Official Email address
trafficmonsoon.receiver.inquiries@dorsey.com


My Advertising Pays/The Advert Platform

There are two ways to get your money back:
 1/ Apply for a 'Chargeback' from your Bank or Credit Card company under the 540 day rule, full details here:

2/ REPORT My Advertising Pays to the Securities and Exchange Commission:

and ACTION FRAUD UK

If MAP are Officially closed down you stand a good chance of recovering at least some of your money.

Who are GPN Data?

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GPN Data is the current payment processor for The Advert Platform which used to be known as My Advertising Pays.

It is currently named in the My Advertising Pays lawsuit against VX Gateway - the previous payment processor for My Advertising Pays.

https://taratalkstoday.blogspot.co.uk/2016/12/my-advertising-pays-another-fake-lawsuit.html
https://taratalkstoday.blogspot.co.uk/2015/07/who-are-vx-gateway.html

The lawsuit in simple terms:

My Advertising Pays claims that VXGateway has stolen ($60 million) from them.
VXGateway says that GPN Data have all the money and won't return it.
As far as we know, GPN Data haven't returned any of the money.
GPN Data are now the payment processor for 'The Advert Platform', which is the new name for 'My Advertising Pays'.


So, who are GPN Data?

They were founded in 2008. On their website, they describe themselves as an Online Payment Gateway.









Employees are listed as:

MARKO FILIPOVIC - CEO at GPN Data
DANIEL BERGER -  Owner at MCC CODE
and
ZELJKO TULICIC - Sales Representative


Marko Filipovic - CEO
Linked In Profile:





Daniel Berger:

Linked In profile:









Zeljko Tulicic 
Linked In Profile:




Office Details:

They have a Head Office in Poland:
GPN DATA Europe Ltd, Warsaw, Poland




And Offices here:

Croatia:
 Georgia:

 Mauritius:

 Latvia:




The addresses for these Offices aren't listed, but they are certainly in the same countries

as My Advertising Pays and VXGateway were. 

VX GATEWAY Offices:

Representative office in Mauritus:
AD REM MERCHANT SERVICES LTD
Suite 501, St. James Court, St. Denis Street, Port Louis, Mauritus.

Representative office in Georgia:
COPERNCUS MERCHANT SERVICES LTD.
9, Dzma Kherkheulidze Str #14 Apt 3, City Rustavi, Georgia.

Representative office in Azerbaijan:
CBC POLSKA
3 inshaatchiliar avenue, Baku city, Yasamai district, AZ1073 




My Advertising Pays:

Representative office in Mauritus:
AD REM MERCHANT SERVICES LTD
Suite 501, St. James Court, St. Denis Street, Port Louis, Mauritus.

Representative office in Georgia:
COPERNCUS MERCHANT SERVICES LTD.
9, Dzma Kherkheulidze Str #14 Apt 3, City Rustavi, Georgia.

Representative office in Azerbaijan:
CBC POLSKA
3 inshaatchiliar avenue, Baku city, Yasamai district, AZ1073 






So what happens when you google GPN Data?
Not much is the answer...but I did find this unsubstantiated comment on a forum that is very interesting:


Gpn Data Group International
Marek Sala, Daniel Berger, Marko Filipovic, GPN Data does NOT pay their agents. If you work with GPN, expect not to get paid. Warsaw

https://usacomplaints.com/business-finance/944998-gpn-data-group-international-complaints-reviews.html

'My company provided GPNDATA with merchants, leads, etc.in order for GPNDATA to provide merchant accounts.in return, GPNDATA was contractually obligated to pay commissions on a monthly basis. That lasted 60 days, then GPNDATA stopped paying and stopped answering our calls and emails. We have sent emails, Skypes and voicemails, no response. This company continues to earn revenue on merchants we brought them and they continue to disregard our calls and not pay us.

They have left us no choice but to write reports on these types of websites. We work too hard for our money. It is important that other companies like ours do not get stuck in the same situation where GPNDATA stops paying them.
GPNDATA may also be using other company names such as Cyberbit A/S and Commerce Exchange. Do not fall victim to this company.'

Offender: Gpn Data Group International
Country: Poland
Address: Srebrna Street 16, 00-810
Phone: 7863758066
Site: gpndata.com


Cyberbit A/S:


'Do not be victim of CyberBit "Private Label Gateway", since their is request just for affiliate system; more than 2,500.00-Eur.

Do Not Sign Any paperwork with them since they have cheater lawyer... For there "Private Label Gateway"=read affiliate: you should pay for it, more than 11.000,00- Euro...

I was pay them more than 2,000.00-Eur as First part of invoice of over ~6,000.00-Eur, and when I was find that is CyberBit is legal successor of www.forcetronix.com (who was request from each reliable e-commerce TLD, to sign contract that must "sale" own URL-TLD for ONE = $1,00USD, in order that forcetronix.com may setup them MID and carry on processing CC as card not present MID).
I was be already pay to CyberBit some more than ~2.000,00-Eur, so, when I recover that is affiliated with former forcetronix.com scam, I was urge cancel Contract" (after 7 days when I was do wire transfer to them) and request that must be refunded to me all founds, since I was not receive any service from CyberBit.

They request to hold ~700,00Eur on purpose as "wasting time with me" to charge me (we are exchanged ~15 emails and 10 min. For live chat). I do not agree to give them ~700,00 Euro for NOTHINGSince today, THEY DO NOT REFUND ME ANY cent of pre-pay AMOUNT as 1st part of invoice FOUNDS: MORE THAN 2.000,00 Euro'.
Contact information:
Author: Contact with Author
Offender: CyberBit A/S
Country: Denmark State: Denmark, Internet City: Fredericia
Address: Strevelinsvej 8, DK-7000 Fredericia, Denmark
Phone: 4570270585



'Our most recent payments (put through just under two years ago) have not been paid out. We had some chargebacks and were told that w would have to wait 180 days without any chargebacks before payout. That has passed now by several weeks. When I asked for payment I was told that I had to wait for 120 days past the delivery date or a maximum of 540 days since payment. Well, it is 650 days since payment! They still won't payout.

Their excuse is that I have no documentation and that they are worried they may get stung with further payouts. Well, it is beyond the 540 days maximum so this cannot happen.

They owe me about £45000!! I have lost my house over this and this is a large sum of money so I will be pursuing this with Kieran, Nicolina and Alina who seldom answer my emails and NEVER return my calls.

They have no good reason to stop the payments, this appears to be a scam, drawing things out to steal my money. And I do not take kindly to that.'


Forcetronix 


Warning! Scam from Forcetronix!
This is warning about Forcetronix (Forcetronix.com) company and their solution Paytox (Paytox.com).
They approved our account quite easily, and started processing for our pharmaceutical site. But when it came to first payment they sent us a letter stating that Mastercard issued "a special resolution" to freeze our account, because they revised our site and found Valium which is considered "controlled" drug. Even if it was there, any processor should warn the merchant and ask to remove the item first, especially because Valium was there when they reviewed the site for processing and approved it!
Anyway, they didn't send us any official document issued by MC, so I really doubt that such a document exists. Total amount they ripped us off is quite impressive, $300,000. And they ARE NOT GONNA pay us a dime!
So, stay away from this guys, they are motherf*cking thieves!
If you also suffered from this company please contact me by ICQ 266-439-302 and we can discuss what we will do to start a class-action lawsuit against it'.



Much more to follow...watch this space!





Traffic Monsoon Receivers Letter

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May 4th 2017


Dear Traffic Monsoon Investor

I am the receiver that has been appointed by the U.S. District Court for the District of Utah (Court). I want to give you an update of this case.

The Lawsuit

The Securities and Exchange Commission (SEC) filed a lawsuit against Traffic Monsoon and Charles Scoville because it had evidence that Traffic Monsoon was being operated as a fraudulent enterprise. As part of that lawsuit, the SEC asked that Traffic Monsoon and Mr. Scoville be restrained from, among other things, operating Traffic Monsoon, and that assets be frozen for the benefit of investors.

I was appointed by the court to do numerous things, including hold assets that were identified when the case was filed, collect additional assets, and, ultimately, distribute those assets to investors.

Mr. Scoville originally said he would cooperate with the SEC. But, later he filed papers with the court arguing that the court's restraining order and asset freeze should be lifted, and that the receivership should be set aside. The Court held a two -day evidentiary hearing on these requests.

Both the SEC and Mr. Scoville presented evidence to the court. Recently the court entered a lengthy opinion rejecting Mr. Scovilles requests. The Court ordered, in material part, that assets remain frozen, that Mr. Scoville was restrained from operating Traffic Monsoon or any similar business model, and that the receivership  should continue.

Mr. Scoville has appealed the courts decision. This appeal will take some time to be decided by the U.S Tenth Circuit Court of Appeals.During the appeal the receivership will continue.

What is A Ponzi Scheme?

My investigation to date reveals that Traffic Monsoon was operated as a Ponzi scheme. Importantly, the Court, after reviewing evidence that was comprised of information obtained from my investigation, found that the SEC will likely be able to show that Traffic Monsoon was operated by Mr. Scoville as a Ponzi scheme.The operation of a Ponzi scheme is illegal.
The reason for this is that investors are not paid from the profits of an underlying
business, but rather are receiving a return on their investments from funds obtained by other investors who invest money after them.
Thus, when new investors cannot be found or the business is suspended, there is no way to pay investors.

My Role and What I Have Been Doing

I am an attorney who, as receiver, is obligated to report to the court about my investigation and the assets I am holding. I cannot distrubute any assets without Court approval.
 To date, the primary asset is approximately $49 million in cash. It was important for this cash to be secured so that it could be preserved for the benefit of all investors who lost money.
Ultimately, I will propose a 'plan of distrubution' to the Court that will provide for each investor who lost money to receive a share of the cash I am holding.
Please know that I am very committed to proposing a plan of distrubution as quickly as possible.
I have received many communications from investors. All of these communications are being read and registered.
I know that you have been subjected to fraud, and, in many cases, have lost money.
I am working as quickly as I can to propose a plan of distrubution.

But, sorting out Traffic Monsoon's business will take some time. Mr. Scoville kept no traditional business records. As a result, there are no 'books' for Traffic Monsoon identifying investors, the amount each investor paid to Traffic Monsoon, or the amount each investor received back from Traffic Monsoon.

While some of you have contacted me to give me your information, many have not.
I am required to identify to the best of my ability all investors and to independently determine which investors have claims to the funds that I hold so that all investors are treated fairly and equally.

This requires that I essentially 'recreate' Traffic Monsoon's books.I have taken two primary steps to assist in recreating the books.
 First, shortly after the case was filed, I secured Traffic Monsoons servers. The servers contain electronic data of Traffic Monsoons transactions with investors.
Second, I have been obtaining the financial records held by the payment processers and financial institutions through which Traffic Monsoon did business.

Forensic accountants are using the information from the servers and the third party records to piece together the monies that were paid to Traffic Monsoon by each investor, and the monies each investor received.
This process is time consuming due to the sheer volume of information (totalling almost six million records). 
Once this information is organised and analyzed, I will be in a better position to move forward with this case.

Ways To Obtain Information

I am trying to contain the costs of receivership. Thus, I am not personally taking phone calls or responding to emails. That does not mean that your requests for information are unheard by me.
People knowledgeable about this case that work for me are registering your requests for information and responding to all requests with input from me.
I recognize that there may be some frustration that the information provided is often repetitive.

I understand this frustration, but unfortunately, given the state of the records discussed above, I simply am not in a position to provide more information at this time.
The very best way to get information about the case is on the receivership website www.trafficmonsoonreceivership.com 
I post documents filed in the case on the website and provide updates when they exist.

Now that I know that the receivership will continue, I will be filing quarterly Status reports with the Court, and those reports also will be posted on the website.
Additionally, the website has a link providing information about how to contact me by email trafficmonsoon.receiver.inquiries@dorsey.com and by telephone.Translation services are available if you call the telephone numbers provided.

Please know that if you contact me through these avenues, your requests for information are being heard and registered.

Sincerely,

Peggy Hunt, Receiver.





Banners Broker - Guilty Plea Gets A Two Year Community Sentence!

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On April 27th 2017 Smith and Dixit pleaded guilty to operating a pyramid scheme under the Competition Act. The two principles have received conditional sentences whereby they will serve two years less a day in the community and will be required to pay a $50,000 fine with in two years.


Final Receivers Motion
Spergel (the Canadian Receivers) are to make a Final motion in the Ontario Court on Tuesday May 16th :

http://www.spergelcorporate.ca/wp-content/resources/activefiles/FINAL%20Motion%20Record%20May%2016-17.pdf


A two year Community Sentence is not justice. 
They stole Millions of dollars and caused untold misery.

This is disgraceful. 
It looks like Crime DOES pay after all!




My Paying Ads Scam and TT3 Scam - The Ponzi Game

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My Paying Ads is in major trouble.
All withdrawals have ceased and Ad pack sales have been stopped. Uday has decided  to reset everything and start again - dressed up as Plan B - just like TT3 has done (and My Advertising Pays for that matter).

It seems to be standard practice for all closing Ponzis to just re-launch. Reset. Acquire new funds from the gullible and start again with a clean slate.

And they all seem to know each other as well - like Charles Scoville of Traffic monsoon and Mike Deese at My Advertising Pays/The Advert Platform - all friends together on Facebook. 
And then there's Fobbs and Uday, a true Bromance.
The different thing about Fobbs through is, he is incredibly arrogant and is not in the least bit ashamed of having a go at the people who have made him rich. 
Humble, he aint...


1 hr· Bensley, VA, United States·

Letter to Uday Nara, Regarding MPA.

Thank you Uday. I know personally you did all you could to maintain. The problem is people simply don't understand that revenue sharing does not mean guaranteed income. Uday paid out for 2 years with minimal issues and gave all he could. Keep your head up brother and pay no attention to the back stabbers. Your comment thread i MPA looks exactly like ours 1 year ago when we ran out of money to pay. It's ridiculous, but just goes to show that not all people parading as adults can deal with adult decisions. We paid out 4 million and Uday paid out a staggering 47 million and yet we were both called scammers.

Do they really expect that you owe them? As if the ad credits were just smoke and mirrors and were not usable. As if your terms and conditions don't say earnings aren't guaranteed. They want a FREE ride to wealth. And when they realize that, that's a false reality they blame us, the owners. Never reflecting on their own decisions to not only buy ad packs but in most cases to then not promote at all and expect money to rain in their accounts forever.

Welcome to the real world folks. Get off your ass and contribute to the cause and maybe this won't happen over and over. For those who do contribute, thank you. The industry appreciates your efforts and we will continue to build with the help of the ones who get it.

There is hope for revenue sharing. But it takes an entire community with one agenda to accomplish that goal. We will keep striving until we put it all together. Never give up! We never will, neither should you Uday.

Thanks brother.
TT3 Owners.
*************

This quote from Fobbs confirms TT3 is a Ponzi. He says it's only continuous sales that will sustain payments. Which means new money pays for older affiliates requesting withdrawals= PONZI 




Rewind to February 2017.
Uday was stalling, and it's all come to nothing.




Fast forward to May 2017 and it's all over bar the shouting.
Uday is going to Plan B. Which in laymans terms means you can say goodbye to your money.












Uday Nara
23 hrs




#MPA and #MPCA Announcement (15th May 2017):

Dear MPA/MPCA Members,

Firstly, we would like to thank all the members and team leaders who have offered their valuable suggestions to continue our journey. We have carefully gone through each and every suggestion before arriving at the possible options to find the solution for the current stalling at MPA and MPCA, respectively.

We have also carefully analyzed the revenue generation in the last one week and possible future revenue generation with the current stalling. The revenue generation has been very less but it is also due to the disabling of the withdrawal requests.

There are some serious concerns in terms of the continuity of the business wherein the revenue generation will be good enough to deliver the satisfactory daily earnings. If the daily earnings are not satisfactory, then the stalling may occur again.

Hence, after careful consideration of all possibilities, we came up to the below two options to choose from:

Plan A:

Reset all ad packs and earning balances to zero in every account
Reduce referral commission to 5%
The daily earnings will be set between 0.0% to 2.0% which is variable everyday and which strictly depends on the daily revenue generation
The maximum worth of adpacks that one can buy is of $10,000.
The maximum withdrawal limit per day is: $200. Will vary also depending on the revenue generation.
The minimum withdrawal limit per day is: $5
The maximum withdrawal limit is 3 times to the processor purchase.

Members will be required to complete 16 promotional tasks per day to earn daily;
profit share will start at 0% and then go up based only on daily sales.
These tasks will include posting to Facebook, posting to Twitter, posting to a Blog site, posting text messages to traffic exchanges etc.
Each task of 4 completed, then the members will qualify for that daily set of earnings (25% of the daily earnings for the completion of each task).

More emphasis will be placed on members to promote the business to sustain sales and long term growth.

Below are some important points to note regarding this Plan:

(a) Though the members have bought the advertising services from our programs while revenue sharing rewards are non-guaranteed, we still want to generate the revenue through the sales of other advertising services and through other partner programs and return the amount that was spent on the advertising and hence if we choose this option, we have the defeciet of that amount to begin with. So, this defeciet will have severe effect on the successful continuion of the programs.

(b) There will still be a possibility of stalling if the revenue generation stops, through members not supporting the re-launch etc.
When the revenue is low and if earnings are like 0.1% or 0.5% per day,
new people making purchases will stop and want to wait until earnings get picked up.
But, earnings percentage cannot be increased unless the revenue generation picks up.
So, such situation may lead to stalling again.

(c) Members who lose adpacks now may disappoint and stop supporting the business.
Members who are waiting to receive the seed money may not support the system immediately with dedication and focus.

Plan B:

Stop Adpack sales until further notice and run MPA and MPCA as non-revenue sharing Traffic Exchange platforms.
We see enormous growth in this sector to increase our member base in the new traffic exchanges,
with thousands of online marketers looking to spend their advertising money on a well run modern platforms like ours.
This will generate income for the platforms straight away.
Income generated will be directed to paying members seed money.

There will be one upgrade membership offered at each platform as follows:

$10 or 0.01 btc per month upgrade membership 10000 Banner views per month
50% referral commissions on every purchase to the sponsor

All revenue generated through the continuition of MPA and MPCA Traffic Exchange platforms and our other two upcoming partner programs, CC and the 'dream product' as we have outlined, a local business directory index product,
which will start generating income within 3 weeks from now, hopefully,
will be used to refund to the members who have not withdrawn their seed money balance. This does not affect the partner programs in any way. We are here stating that any revenue generated that would normally go to the admin fund will be used to return to the members.

All Adpacks and current account balances will be made to zero.

The revenue sharing platform will resume operation in early 2018 after building our external revenue generation streams. These external revenue generation streams will help the programs to sustain longer without the possibility of any stalling, hopefully.

The Management's Decision in moving forward:

The majority of leaders and members that we approached, preferred a long term approach to the business and have indicated Plan B as their preferred option.

The management team have agreed with their reasoning for long term stability and growth.

The key points being:

1. 80% of the member base are non marketers and have no wish to promote or
recruit, believing the business model is clicking the adverts and withdrawing the earnings.

2. Only 2% of the active members chose to purchase the suggested $5 booster packs to generate sales
We sold 5000 ad packs which is $25,000. Our sales target every day is $100,000 minimum to pay the minimum withdrawal request amount per day to each eligible member.
Most believed the site would stall again in a short while, making Plan A a short term option,
to be back in the same situation and still having the burden of the seed money to be paid to members.

3. Traffic Exchanges, as a business model, have operated for over 10-15 years and are proven.
Traffic generated will bring in sales to stabilize the business and pay seed money to members.

4. With immediate funds coming from the Traffic Exchanges and the new partner programs starting within 2-3 weeks, the clear profit generated could be given to the member's seed money fund straight away, to start payments to the members.

5. Once the seed money debt is finalised, the business would be stable and in profit, when relaunching with the improved revenue share model in early 2018.

Therefore our decision is to adopt Plan B and move forward.

More details will be shared through a hangout tomorrow. We thank everyone for your great support for our two platforms. Let us continue working as a team so that we can re-launch the revenue sharing platforms soon after building the necessary external revenue generation streams.u

Thanks.

Regards,
MPA and MPCA Management


So, the end result in laymans terms is:
Both My Paying Ads and TT3 (and My Advertising Pays) have gotten away with all the money from their previous scams and just started again as something different.

And until the players get tired of this game, or the authorities step in to shut them down, they'll keep on getting away with it.

Crime really does pay...

Triple Threat 3 Reloaded Scam - Payza Problems Already

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It looks like Payza have Terms and Conditions that Fobbs over at TT3-Reloaded, isn't too keen on, so he's stopped using them. But when you only have two hundred members who seem to be taking out way more than they're putting in, it's hardly a surprise that things are stalling already.

From his Facebook page:

'Fobbs Jefé
28 May at 17:45

Good day team. This coming week we will be phasing Payza out due to their strict rules of holding a percentage of the funds. We cannot get around these rules and as such we have a slight delay on payouts for Payza customers.

We are currently I all other processors. Bitcoin, Stp, and Payeer will remain as well, we will seek other payment options to add to replace Payza. We will let you all know the day we will transfer the payza balances to a new processor so you all can receive your withdrawals.

Also. This is the week the marketplace will be added to allow members to sell real world products. We will have a huge catalog of items you all can sell for good profits. This will increase our revenue and sustain payouts for the future. As well it will give us the credibility of being more then just a Rev share.

Stay patient. It has barely been two weeks. Some people want the world in a day and never even get to see the beach! We aren't going anywhere, so please keep any doubts to yourself and let things play out. You'll see! Life is easy, if you make it that way.'

Unfortunately for Fobbs through, his members have got wise to him:

From todays Facebook page:

'Good Morning All,

We will be transferring payza packs or paying all payza payments out in the coming weeks. BTC should be taken care of as well in the coming weeks, but what we need right now is to tap in to the member base. We have over 1k members but only 200 participating so it's time to start adding on to this. What we have been working on is getting the marketplace fully active and ready for you all, so that we can create that outside source of traffic and income needed along with commissions for selling items. If you are using payeer or stp continue to do what you are doing meaning advertise to others about TT3R and re deposit your fund to build, while we complete the add on to the platform.

We have not even touch the surface for the member base we should have and we are looking for each and everyone of you to do just the little things we have asked. Although others outside of our program want it to fail, that is not our destiny. We have already paid out almost $100,000 and it should be more at this point! What does this mean... we could have paid it so much kore but you must have the member base that we know is out there. So let's hit the ground running because it's still early and plenty of milestones to achieve.

Ps Fobbs Jefé has been blocked from posting or messaging on Facebook because of testing of the shopify for the marketplace. His account will be unlocked on Saturday.'


And some of the replies:

Redzlord Diadid Can you please advise when are the Payza members will get paid? We are waiting for 5 days now while others are getting paid.
30 May at 14:35

Syed Kamran Waiting for withdraw, its pending since 25th may and because of that i can't purchase adpacksas i don't have any further funds to fund my account :/
30 May at 19:40

Ãmy Scicluna Ğlynn We need update regarding payza payments. I would like to continue funding my account and have already created payeer account but need to know what is going to happen to my current balance as it wont let me withdraw it...not even with payeer as i have a pending payza withdrawal
Yesterday at 18:13

Hector Castanon same here pending payza
 22 hrs

Julian Mendez BTC pending payment for 10 days
14 hrs

Zbigniew Kowalczyk A wait for my BTC withdraw from 2017.05.23.
Pleas do something with this
11 hrs· Edited

Hector Castanon is 100% scammmm

 7 hrs

Redzlord Diadid Time is up TT3R. I guess we have given you enough time to process our withdrawal requests but we haven't receive until now. Dear Payza members you know what to do. We are still under 45 days.
4 hrs

Walker Kyle fuck you'



Fobbs says he's paid out $100,000 to just 200 members in barely a month of opening. At this rate he'll be the only Ponzi owner in history to make a LOSS!


https://taratalkstoday.blogspot.co.uk/2016/03/triple-threat-3-scam.html

https://taratalkstoday.blogspot.co.uk/2016/05/sharesthatcare-scam-tt3-replacement.html

Banners Broker - Open Letter from Receiver

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May 26th 2017

An Open Letter to affiliates of Banners Broker International Limited (BBLl)

The receiver would like to share the following update with all affiliates of banners Broker as it proceeds with its administration of the Baners Broker Receivership.
The criminal charges against both Christopher Smith and Rajiv Dixit have concluded. Both Smith and Dixit have entered into plea agreements. Pursuant to thses agreements Smith was fined $1435,000 and Dixit was fined $2,500,000. The first $50,000 must be paid by each with in two years. The remainder must be paid within five years. If they do not pay their respective fines within five years there is a 'default hearing' and a presumptive 5 year prison sentence. The default hearing is a mechanism whereby Smith and Dixit are allowed to adduce evidence as to why they are unable to pay the balance of the fine.

The Receiver continues in its efforts to trace funds within the BBIL enterprise. These tracing efforts are worldwide and have garnered positive results to date. That having been said, our efforts have been impeded by the criminal proceedings which as noted above have now concluded. There is still much to be done and with the conclusion of the criminal charges our tracing efforts can be continued without any consideration being given to the criminal courts.
The ability to predict a date for conclusion is impaired by the depth and breadth of the BBIL enterprise. We will continue with our statutory mandate until such has been fully completed. Yours very truly,
MSI Spergel Inc.
solely in its capacity as Court-Appointed 
Receiver and Manager of banners Broker International Ltd
Philip H. Gennis J.D, CIRP,LIT
Senior Principal

http://www.spergelcorporate.ca/wp-content/resources/activefiles/BBIL%20OPEN%20LETTER%20TO%20AFFI_may2017.pdf
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